Payments and Treasury Banking Associate

Georgia Banking Company • Atlanta, GA

2d • Onsite

About The Position

Title: Payments and Treasury Banking Associate
Department: Payments and Treasury Banking Group
Garden Hills Location: 2827 Peachtree Road NW Atlanta, GA, 30305 (In office 4-5 days per week)
Reports to: SVP – Payments and Treasury (Manager, Payments Portfolio)

Functions:
Supports underwriting and portfolio management efforts for all PTBG (Payments and Treasury Banking Group) clients. Interacts directly with clients on underwriting and reporting related requests.
Conducts detailed financial statement analysis to evaluate client creditworthiness. Works with the SVP – Payments and Treasury to prepare credit memoranda for client approvals, renewals, and modifications.
Identifies and evaluates potential regulatory and operational risks on group clients.
Responsible for account opening, account maintenance, and other daily administrative tasks that ensure a superior client experience.
Works cross functionally with Operations, Risk, and other members of the treasury team to ensure seamless execution on Payments opportunities.
Supports team efforts on Bank audits.
Maintains connectivity with the PTBG RMs and Merchant Acquiring Manager to support all client facing efforts.

Requirements

• Bachelor’s degree or equivalent experience
• 2-5 years of previous banking experience
• Past experience in corporate financial analysis, risk management, and underwriting preferred
• Understanding of operational risk
• Strong communication skills and the ability to collaborate efficiently with cross-functional teams within the Bank

Nice To Haves

• Background in treasury services and payments is a plus

Responsibilities

• Supports underwriting and portfolio management efforts for all PTBG (Payments and Treasury Banking Group) clients.
• Interacts directly with clients on underwriting and reporting related requests.
• Conducts detailed financial statement analysis to evaluate client creditworthiness.
• Prepares credit memoranda for client approvals, renewals, and modifications.
• Identifies and evaluates potential regulatory and operational risks on group clients.
• Responsible for account opening, account maintenance, and other daily administrative tasks
• Works cross functionally with Operations, Risk, and other members of the treasury team
• Supports team efforts on Bank audits.
• Maintains connectivity with the PTBG RMs and Merchant Acquiring Manager

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level