Payment Systems Specialist

SouthPoint Financial Credit Union•Sleepy Eye, MN

About The Position

Serves as a Payment Systems Specialist in the Credit Union administrative setting. The primary responsibility is to provide excellent service by demonstrating the principals of SouthPoint Financial Credit Union and adhering to the vision of “Empowering People to Enhance Lives”. This position must also support and embody the core values of SouthPoint: Our Purpose is our Passion. We Champion Fearless Grit. It’s not about me, it’s about we. The Operations Specialist – Payment Systems is responsible for performing administrative and technical duties in support of accounting, internal systems, and member services. Friendly, professional, and personal service toward all SouthPoint Financial Credit Union members and staff is required.

Requirements

High school diploma or GED required.
Requires thorough knowledge of Credit Union systems, policies, and accounting operations.
Requires intermediate mathematical skills (calculations and concepts involving decimals, percentages, fractions, etc.).
Prefer two years of progressive work experience in a financial institution operations or accounting position or related area.
Intermediate Automated Systems skills required.
Professional, well-developed interpersonal skills essential for serving members and projecting a positive image as a representative of the Credit Union.
Highly organized, self-motivated, and self-managed, including setting and working to obtain professional and personal goals.
Excellent analytical and decision-making skills, attention to detail, accuracy, and thoroughness.
Able to work under pressure, to process multiple tasks concurrently with a high degree of accuracy, and able to interact and maintain a positive attitude under challenging circumstances.
Act as a team player with maturity, confidentiality, and adaptability, including willing to adapt to changing job requirements.

Nice To Haves

Associate Degree in Accounting preferred.

Responsibilities

Process & Balance ACH, ATM, Mobile Deposit, share draft transactions, and Remote Deposit items in accordance with established policies and procedures. Reconcile daily & monthly correspondent general ledger accounts. Process items with sufficient funds and prepare remaining items for return as required by established procedures.
Responsible for the timely ordering of Debit and/or Credit cards for members. Ensure accuracy in photos, PIN’s, accounts associated with these cards. Responsible for debit card inquiries, chargeback processing & approving/changing daily limits.
Process or assist in processing credit card requests, such as new card orders/reorders, payment, inquires, balance transfers, etc. and for generating reports with our credit card processor.
Ordering cash for ATM, and Vault along with balancing corresponding general ledgers.
Review and analyze daily exception lists.
Perform daily balancing of Credit Union’s cash and checking accounts. Reconcile monthly correspondent general ledger accounts.
Process incoming & outgoing wire transfers on the Credit Union’s Wire Transfer system per request & documentation from our members along with balancing corresponding general ledgers.
Serve as liaison between members and the Credit Union on initiating & resolving electronic funds transfer services.
Process Foreign Currency. Track currency and balance the associated general ledger.
Update electronic services flags and reporting to ensure accounts are reporting correctly.
Assist with dual control procedures such as wire transfers and ACH transactions as needed.
Responsible for investigating, processing, and documenting any instances of fraud.
Perform outreach to members with possible fraudulent transactions.
Assist in maintaining the financial, statistical, and accounting records of the Credit Union.
Maintain files, records, and reports in accordance with guiding procedures and regulations. Review file maintenance reports for required authorizations and accuracy.
Assist in developing and modifying policies and procedures which improve efficiency and effectiveness of back-office operations.
Reconcile monthly outstanding checks and track outstanding CU & A/P checks and encourage timely processing.
Obtain knowledge to ensure compliance with rules and regulations within all back-office operations.
Prepare recurring and special reports as directed by management.
Performs other duties as assigned.