Payment Processor II ACH/Wires

Elevations CreditUnion•Broomfield, CO

32d•$21 - $26•Hybrid

About The Position

The Payment Processor II - ACH/Wires is a team member of the Operations Payment Services area and is responsible for providing quality, accurate and timely customer service involving daily processing of financial transactions in a fast-paced, time sensitive operations environment. This includes managing the outgoing and incoming wire transfer requests for members and internal departments and the centralization of processing and scheduling of Automated Clearing House (ACH) ODFI and RDFI files.

Requirements

Equivalent to a high school education
Minimum one year of similar or related financial institution experience.
Elevations uses multi-factor authentication to keep our data safe. As such, a personal smartphone is a requirement for employment with us.

Nice To Haves

Demonstrate general analytical abilities, decision making and problem-solving skills.
Basic knowledge of ACH policies and guidelines.
Basic knowledge performing general ledger reconciliations.
Basic understanding of NACHA rules and guidelines as it pertains to ACH processing.
Maintain a basic understanding regarding departmental procedures and applicable regulations for electronic funds transfer (EFT) with emphasis on Reg D, Reg CC, Reg E, BSA, and OFAC.
Basic knowledge of Microsoft Office Suit

Responsibilities

Assists with the daily completion and finalizing of a high volume of member contact situations and basic service events.
Responsible for initiating high risk, high volume, and large dollar (US dollar and foreign currency) international and domestic wire transfers.
Under general supervision, reviews all wire documentation for completeness and accuracy to ensure all wires have been properly authorized and works with other departments to authenticate wires with the originator.
Under general supervision, closely monitors all outgoing wires for potential fraud and responds and researches all wire tracers and investigations received from other banks, members or internally from other departments.
Process and post all incoming and outgoing wire transfers.
Under general supervision, ensure all ACH transactions, disputes and returns are balanced, processed and posted in accordance with NACHA rules.
Ensure all employee paper payroll EFT records are created, balanced and posted in accordance with credit union payroll.
Maintain required ACH and Wire reports and spreadsheets. Prepare settlement related daily ACH and Wire balance spreadsheets. Helps to identify process and procedure gaps and enhancements for basic and advanced topics. Collaborates with team members to improve overall efficiency and quality. Performs daily general ledger reconciliations of settlement and work-in-progress accounts.

Benefits

A leadership team that strives to make this the best place you've ever worked!
A focus on supporting our employees' mental, physical, and financial well-being
A commitment to diversity, equity, and inclusion recognized by the Denver Business Journal and Colorado Association of Realtors
A highly engaged workforce devoted to innovation, continuous improvement, and collaboration
A reputation for excellence, as evidenced by being a two-time recipient of the Malcolm Baldrige National Quality Award
A passion for consistently providing amazing experiences and creating raving fans
A competitive total rewards package with 4 weeks paid time off for full-time employees, work anniversary paid time off, paid volunteer time off, and 12 paid holidays
Comprehensive medical, dental, and vision plans with employer contributions to supercharge your Health Savings Account
Up to a 4% match on 401(k) contributions
Up to twelve weeks of fully paid parental leave
An extensive Employee Assistance Program that provides personalized care options for your whole household
Ample opportunity to learn, develop and grow with access to LinkedIn Learning, career and leadership development programs, job shadowing, a mentor program, and tuition reimbursement up to $5,250/year