Payment Processing Specialist

Arizona Financial Credit Union • Phoenix, AZ

5d • Hybrid

About The Position

The position is responsible for serving as a subject expert for department functions related to processing ACH, ACH Origination, check and wires.

Requirements

• High School diploma or GED and two (2) years’ experience in a financial institution. Knowledge and experience in NACHA rules and Government regulations.
• Knowledge of Regulation E, OFAC and BSA.
• Working knowledge of computers and software applications in Windows, Excel, and Word.
• Ability to type 30 wpm.
• Ability to perform 10-key accurately.
• Ability to read, write, speak, and use proper grammar in English.
• Ability to read and comprehend written instructions, correspondence, memos, and procedure manuals.
• Ability to write business correspondence, write reports and procedure manuals.
• Ability to communicate verbally both in person and on the telephone.
• Ability to speak effectively to members regarding common inquiries or complaints.
• Ability to apply commonsense understanding to carry out detailed written or oral instructions.
• Ability to add, subtract, multiply and divide using whole numbers, common fractions, and decimals.

Nice To Haves

• Experience in back-office processing.
• ACH Accredited Professional (AAP Certified).

Responsibilities

• Performs tasks timely, accurately and limit loss to the credit union.
• Assigns daily tasks specific to a function assigned by department lead including processing incoming and outgoing wires; processing ACH transactions; check processing; and ACH Origination processing.
• Assists with reviewing mobile deposit, remote deposit capture exceptions, and ATM exceptions.
• Completes daily balancing and logging of assigned functions.
• Assists staff or other financial institutions via the internal ACD line.
• Assists in preparation of internal and external audits.
• Ensures all applicable laws and regulations are adhered to for ACH, check and wires, and applicable fees collected.
• Maintains a working knowledge of Federal Reserve Bank, Share Branching Network, ATM Network Rules, and Regulations, Reg E, Reg J and NACHA regulations.
• Maintains Credit Union records, documents, and provides accurate information to staff and members upon request.
• Ensures OFAC processing on all necessary items in conjunction with Account Protection.
• Performs other job-related duties as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED