Outside Construction Loan Originator

CrossCountry Mortgage, LLC•Fort Walton Beach, FL

About The Position

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You’ll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Outside Construction Loan Originator is responsible for maintaining an NMLS license required under the S.A.F.E. Act of 2008, originating, and processing real estate mortgage loans in accordance with CrossCountry Mortgage’s processes and product guidelines. This position supports our Veteran's Lending Group team.

Requirements

NMLS license required under the S.A.F.E. Act of 2008.
Experience proactively soliciting new business with builders and real estate agents.
Encompass experience, preferred.
Knowledge of retail product philosophy, policy, underwriting, procedures, documentation, and systems.
Knowledge of mortgage products and programs, specifically with construction loans and one-time close construction loans, preferred.
Excellent analytical skills for evaluating credit requests and determining market trends.
Advanced communication and collaboration skills.
Proficiency in standardized software applications, including Microsoft Office Suite (i.e., Word, Excel, PowerPoint, and Outlook).

Nice To Haves

Veterans are strongly encouraged to apply.
Experience supporting military veterans or active-duty service members, preferred.

Responsibilities

Source mortgage leads.
Build business relationships with real estate agents, builders, manufactured home companies/dealers, and other lead sources.
Analyze potential loan markets and develop referral networks to locate prospects for loans.
Market CCM products to individuals and firms, promoting CCM services that may meet customers’ needs.
Meet with applicants to obtain information for loan applications and answer questions about the process.
Analyze applicants’ financial status, credit, and property evaluations to determine feasibility of granting loans.
Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
Generate complete loan applications with corresponding documentation.
Improve loan applications and documentation by informing the applicant of additional requirements.
Help customers by answering questions and responding to requests.
Handle customer complaints and take appropriate action to resolve issues.
Own communication with the real estate agent, builders, and other referral sources.
Confer with processing and underwriting to aid in resolving mortgage application problems.
Maintain job knowledge by participating in educational opportunities, reading professional publications, maintaining personal networks, and participating in professional organizations.
Regularly participate in activities in connection with mortgage sales, including but not limited to attending closings, open houses, builder events, conducting CCM seminars/trainings, and other lead-generating activities.
Participate in available mortgage coaching.