Operations CD/IRA Specialist

First Financial Bank • Terre Haute, IN

40d • Onsite

About The Position

As an Operations CD/IRA Specialist, youll play an important behind-the-scenes role, supporting both banking center teams and clients as an expert in Certificates of Deposit (CDs), Individual Retirement Accounts (IRAs), and Health Savings Accounts (HSAs). Youll be the go-to resource for account documentation, maintenance requests, and year-end tax form accuracykeeping things running smoothly while delivering the dependable service our clients expect.

Requirements

• High school diploma or equivalent required.
• Proficiency in Microsoft Office, including Word, Excel, and PowerPoint.
• Strong analytical, organizational, and problem-solving skills.
• Willingness to learn new things and take initiative.
• Ability to work independently with minimal supervision.
• Excellent written and verbal communication skills.
• Ability to lift and move up to 25 pounds occasionally.
• Ability to remain in a stationary position for up to 75% of an eight (8) hour workday.
• Ability to review information and details at close range (within a few feet).
• Ability to commute to the primary work location and occasionally to other work locations within driving distance.

Nice To Haves

• Previous banking experience with an IRA background preferred.

Responsibilities

• Support Key Savings Services: Process new account documentation and maintenance requests for CDs, IRAs, and HSAs, ensuring accuracy and completeness.
• Assist Banking Centers: Serve as a point of contact for banking center staff, providing guidance and support on CD, IRA, and HSA-related inquiries.
• Maintain Compliance: Perform quality assurance checks, review exception reports, and verify that all account activity complies with regulatory and internal standards.
• Manage Annual Reporting: Prepare and review year-end IRA statements and tax forms (1099, 5498); coordinate required client mailings and corrected forms as needed.
• Monitor IRA Requirements: Review annual Required Minimum Distribution (RMD) reports and facilitate related client communications.
• Support Team Operations: Contribute to department efficiency by completing daily tasks and supporting additional projects or responsibilities as assigned.

Benefits

• Competitive Pay & Benefits: Medical, dental, vision, and employer-paid life and disability insurance.
• Financial Perks: 401(k) match, Employee Stock Ownership Program (ESOP), and banking benefits.
• Work-Life Balance: Paid time off, including 11 Federal Reserve bank holidays.
• Career Development: Tuition assistance and professional growth opportunities.
• A Supportive Culture: Integrity, collaboration, innovation, and respect are at the heart of what we do.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED
• Number of Employees: 101-250 employees