Operational Risk Challenge & Advisory Senior Analyst

SoFi • Frisco, TX

6h

About The Position

The Operational Risk Challenge & Advisory Senior Analyst is a Second Line of
Defense (2LOD) role responsible for providing credible challenges in
accordance with SoFi’s Operational Risk Credible Challenge Standard. This
role moves beyond traditional oversight, acting as both a challenger and a
strategic advisory partner. You will apply a deep understanding of operational
risk to provide informed, independent, and constructive feedback of SoFi’s
risk-taking activities, ensuring they align with the Company’s risk appetite and
regulatory expectations.

This is a unique opportunity to expand the Senior Analyst’s footprint and take
on increased responsibility within a critical second line of defense (2LOD)
function. The senior analyst will work independently with minimal supervision,
using data and a risk-based approach to get to the truth. They'll run after and
solve complex problems, helping to proactively address emerging risks and
influence strategic decisions.

Requirements

• Bachelor's degree
• 5+ years of relevant operational risk credible challenge, regulatory, examination or Internal Audit experience
• Understanding of control frameworks, testing methodologies, and risk assessments
• Proven ability to work independently with minimal oversight and manage multiple priorities in a fast-paced environment
• Excellent analytical and problem-solving skills with a track record of resolving the root causes of complex issues
• Highly effective interpersonal and communication skills with the ability to build trust and influence stakeholders
• Understanding of risk governance and the second line of defense processes used to review and challenge front line business unit risk management processes
• Familiarity with regulatory requirements and industry best practices
• Experience in banking and/or fintech industry, including regulatory experience
• Data visualization skills

Nice To Haves

• Tableau data visualization and analysis
• Experience working in Google Docs, Sheets and Slides
• Advanced degree; relevant industry certifications, for example, CPA, CCRM, ACAMS; Certified Internal Auditor (CIA); ability to drive innovation, new practices; experience interacting with regulators (Federal Reserve, OCC, CFPB)
• Multi-lingual (Spanish)

Responsibilities

• Lead and support a diverse set of 2LOD credible challenge activities, including Targeted Reviews, Operational Risk Issue Validations, Risk and Control Self-Assessment (RCSA) reviews, and New Activity Reviews
• Serve as a strategic partner to the business, providing consultation on risk mitigation strategies and offering independent insights into emerging risks and new business initiatives
• Proactively identify and communicate potential risks to management to gain alignment and ensure effective mitigation
• Assist in the continuous improvement of operational risk methodologies and practices, including the development of new approaches
• Collaborate with cross-functional partners to drive decisions and progress toward shared goals
• Maintain awareness of current regulatory/industry trends impacting the operational risk management program
• Maintain familiarity of, and technical expertise with, business unit(s) organizational structure, personnel, activities and products, new product development, financial performance, and risk and problem areas

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 1,001-5,000 employees