Open Bank Product Lead

Wells Fargo Bank•Charlotte, NC

1d•$139,000 - $260,000•Hybrid

About The Position

Wells Fargo is seeking a Sr. Lead Business Execution Consultant to support a new product initiative within the Consumer Payments and Deposits organization in Consumer Banking & Lending. This role is central to launching and scaling a customer‑permissioned data‑sharing platform that enables secure, scalable exchange of customer data with approved third‑ and fourth‑party partners. In this role, you will lead open banking product execution by collaborating with cross‑enterprise stakeholders and working in close partnership with cross-functional team to deliver against the product vision. You will play a critical part in translating product strategy into disciplined, end‑to‑end execution. You will partner closely with teams across Technology, Digital, Risk, and Compliance to deliver secure, resilient, and customer‑centric solutions. This work directly supports CBL Payments’ strategy to modernize data access while maintaining strong regulatory rigor and risk management. The ideal candidate will develop deep expertise in the platform’s underlying data architecture—including systems of record (SORs), APIs, webhooks, and end‑to‑end data flows—and use that expertise to influence and shape future‑state product and technology design. Learn more about career areas and business divisions at wellsfargojobs.com . In This Role, You Will Lead execution activities for a new payments‑related data‑sharing product, from early concept through launch and ongoing optimization Collaborate on destination state vision for open banking/open finance across stakeholder set Lead prioritization and roadmap development for open banking/open finance across various use cases Create clear, actionable user stories, epics, and technical requirements in collaboration with product and technology partners Coordinate and oversee technology‑focused workstreams, ensuring milestones, dependencies, and risks are well‑managed Act as Product’s subject matter expert on the platform’s data architecture, including SORs, APIs, webhooks, and data flows Manage relationships and engagement across internal stakeholders including Technology, Digital, Operations, Independent Risk Management, and Legal Analyze customer and partner data to identify root causes and opportunities; recommend data‑driven solutions and measure impact post‑implementation Partner closely with Deposits, Digital, and Fraud teams to balance customer experience, business growth, and fraud mitigation Ensure adherence to internal policies, regulatory requirements, and compliance expectations Influence stakeholders across all levels of the organization—from individual contributors to senior leaders Serve as a subject matter expert for the program’s technical components

Requirements

7+ years of Business Execution, Implementation, or Strategic Planning experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Nice To Haves

7+ years of experience leading end‑to‑end digital product management initiatives, from strategy and requirements through delivery and post‑launch optimization
Experience launching or modernizing financial products, especially related to data‑sharing or payments ecosystems
Familiarity with Financial Data Exchange (FDX) standards or similar open‑banking frameworks
Proven experience delivering a meaningful, complex effort from concept through execution—demonstrating ownership, accountability, and measurable impact
Hands‑on experience delivering products in an Agile setting, partnering with engineering teams to define user stories, manage sprints, and ensure timely delivery
Prior experience at a financial institution, data aggregator, or fintech
Strong analytical capabilities with attention to detail and accuracy
Experience working across complex technology environments to deliver unified customer experiences
Highly organized with excellent coordination and time‑management skills; able to manage multiple priorities in a fast‑paced setting
Exceptional verbal, written, and presentation skills; strong ability to build alignment across diverse stakeholders
Demonstrated ability to define product priorities and develop clear, outcome‑driven product roadmaps aligned to business strategy.
Experience leveraging open banking and/or open finance data to deliver meaningful customer and business value across multiple use cases.
Proven relationship‑building skills, with the ability to establish trust and influence effectively across internal stakeholders and external partners.
Strong understanding of applicable regulatory environments and risk management frameworks, with the ability to incorporate compliance considerations into product decisions.

Responsibilities

Lead execution activities for a new payments‑related data‑sharing product, from early concept through launch and ongoing optimization
Collaborate on destination state vision for open banking/open finance across stakeholder set
Lead prioritization and roadmap development for open banking/open finance across various use cases
Create clear, actionable user stories, epics, and technical requirements in collaboration with product and technology partners
Coordinate and oversee technology‑focused workstreams, ensuring milestones, dependencies, and risks are well‑managed
Act as Product’s subject matter expert on the platform’s data architecture, including SORs, APIs, webhooks, and data flows
Manage relationships and engagement across internal stakeholders including Technology, Digital, Operations, Independent Risk Management, and Legal
Analyze customer and partner data to identify root causes and opportunities; recommend data‑driven solutions and measure impact post‑implementation
Partner closely with Deposits, Digital, and Fraud teams to balance customer experience, business growth, and fraud mitigation
Ensure adherence to internal policies, regulatory requirements, and compliance expectations
Influence stakeholders across all levels of the organization—from individual contributors to senior leaders
Serve as a subject matter expert for the program’s technical components