Non-QM Retail Underwriter (San Diego CA)

Lendsure Mortgage Corp•San Diego, CA

16d•$68,500 - $90,000•Onsite

About The Position

Join LendSure Mortgage Corp as a Full-Time Non-QM Retail Underwriter, where innovation meets exciting career opportunities! Immerse yourself in a dynamic, onsite environment that promotes problem-solving and excellence. With the chance to collaborate with forward-thinking professionals. This role not only offers a competitive salary ranging from $68,500 to $90,000 and a lucrative quarterly discretionary bonus plan, rewarding your commitment and performance. This is an onsite role at our San Diego headquarters office. You can get great benefits such as Medical, Dental, Vision, 401(k), Life Insurance, Competitive Salary, Paid Time Off, and Employee Discounts. Take the opportunity to excel in a fun, customer-focused workplace that champions innovative ideas and creative solutions. Apply today to become part of a company that recognizes and values your contributions! Your role as a Non-QM Retail Underwriter As a Full-Time Non-QM Retail Underwriter at LendSure Mortgage Corp you will play a critical role in ensuring our company's success. You will be responsible for rendering credit decisions on incoming applicants consistent with internal policies, underwriting mortgage commitments, verifying supporting documentation as submitted by customers, and uphold our commitment to excellence in service level agreements. Does this sound like you? To thrive as a Full-Time Non-QM Retail Underwriter at LendSure Mortgage Corp you will need a robust set of skills and knowledge in real estate lending and loan structuring. Familiarity with real estate markets, valuation methodologies. A strong understanding of borrower financials, credit risk, and KYC/AML compliance will enable you to ensure adherence to guidelines and mitigate risks. Proficiency in tools like Encompass, Salesforce, and Excel.

Requirements

Knowledge of real estate lending and loan structuring.
Valuation methodologies
Review and analyze documentation provided on each loan to make an informed lending decision in compliance with LendSure Mortgage Corp.'s policies and guidelines.
Ability to review complex tax returns.
Ability to perform duties under minimal supervision and actively engage with the supervisor to resolve complicated issues.
Ability to communicate effectively in both verbal and written form.
Strong time management skills to plan and organize a high daily loan volume.
Must be a detail-oriented team player able to collaborate constructively with fellow employees.
Minimum 5 years of recent experience underwriting non-conforming residential mortgage loans.
Minimum 5 years of experience with state and federal lending regulations (i.e., Ability to Repay, RESPA, Reg B, Reg Z, Fair Lending, etc.)

Responsibilities

Rendering credit decisions on incoming applicants consistent with internal policies
Underwriting mortgage commitments
Verifying supporting documentation as submitted by customers
Uphold our commitment to excellence in service level agreements