Non-QM Exception Desk Underwriter

NQM Funding•Boca Raton, FL

5d•$90,000 - $110,000•Remote

About The Position

Are you ready to advance your career in a dynamic, industry-leading environment? Join NQM Funding, LLC, a top secondary market investor renowned for our expertise and innovation in the Non-QM space. We operate both wholesale and correspondent channels, backed by our strong partnership with a global investment management firm. At NQM Funding, LLC, we offer cutting-edge programs, exceptional service, and highly competitive pricing. By joining our team, youll have the opportunity to work with a focused and passionate group of professionals who are committed to shaping the future of Non-QM lending. We offer an environment where your expertise is valued and your career aspirations can flourish. If youre looking for a place to grow and make a tangible impact in the industry, NQM Funding, LLC is the perfect fit for you. Apply now to be part of a company thats redefining excellence in Non-QM lending! Our TPO Underwriting Department is looking to hire a Non-QM Exception Desk Underwriter . ALL REMOTE POSITIONS REQUIRE A DOWNLOAD SPEED OF NO LESS THAN 100 MBPS.

Requirements

Math and critical thinking skills
Strong Communication Skills
Ability to apply a flexible approach when problem solving
Financial analysis
Ability to analyze complex Corporate Tax Returns
Degree: High School Diploma or Equivalent.
5+ years Non-QM underwriting experience required.

Responsibilities

Review Exception Requests and ensure sufficient compensating factors are identified for exception consideration, ensuring the Exception Request form is accurately completed, and approving exception requests within authority and/or escalating for leadership review
Working with sales and operations partners on viability of exception requests and providing guidance on how to best structure a loan to obtain an exception.
Reviewing entity documents to ensure all documents are present and executed property to comply with guidelines.
Review Power Of Attorney requests to ensure compliance with guidelines.
Review Trust Documentation to ensure compliance with guidelines.
Provide rebuttals to investor conditions.
Assist in obtaining necessary documents from TPOs as needed to satisfy investor requirement.
Respond to audits and post-closing issues in a timely manner
Maintain working knowledge of Non-QM/TPO guidelines and policies.
Performs other related duties as assigned.