Ameritas-posted 3 months ago
Full-time • Entry Level
Cincinnati, OH
1,001-5,000 employees

The New Business Policy Representative is responsible for managing life new business applications from the time of submit through policy delivery. This position must accurately interpret and fulfill all requirements necessary for accurate processing, and act as the liaison between underwriting, agents, and medical vendors to obtain all requirements needed to render an underwriting decision on a policy. The position must follow current procedures in accordance with industry/state regulations, internal/external audit recommendations, and compliance directives. The position must be able to learn and retain knowledge of all products currently offered to new sales, read and interpret sales illustrations, and understand policy riders and how they function. Associates are the front line of communication with our field partners and are expected to maintain readiness in our zero line and answer phone calls from agents, as well as monitor their email inbox and reply to all requests within 24 hours. Associates work with other departments internally within the scope of case management.

  • Research customer needs and problems; develop informed, innovative solutions; and decisive action within defined parameters of authority; to build customer loyalty while maintaining the financial and procedural integrity of the case.
  • Manages an average caseload of 70-90 new applications a month at various stages in the underwriting process.
  • Field customer inquiries and utilize empathy and patience with all customers.
  • Utilize web-based systems in a paperless environment to order, retrieve, manage case activity, and organize underwriting requirements.
  • Responsible for working in a cross-functional team environment with a sense of urgency.
  • Meeting or exceeding service standards with respect to accuracy, turnaround time and overall quality of work product and service.
  • Understand basic accounting skills and know how to move money from different accounts doing journal entries, as well as research any accounting issues that may arise with missing debits or credits.
  • Correspond with Legal and Compliance departments as necessary for assistance in handling complex cases and customer complaints.
  • Handle and complete assignments and projects within provided timeframes.
  • High School Diploma or GED required.
  • 0-2 years of related experience, 1 year of experience in a customer service environment highly preferred.
  • Experience in the financial services or insurance industry is preferred.
  • Strong technical skills, typing skills, and the ability to multitask and move between several systems at the same time.
  • Clear, concise and professional communication skills, both verbal and written.
  • Ability to work without close supervision and to exercise independent judgment and problem solving in a professional area.
  • Excellent time management/organizational skills with the ability to prioritize.
  • Strong attention to detail and accuracy.
  • Experience in fast-paced environment; possess a strong commitment to driving down turnaround time.
  • Must be able to work overtime as needed to meet business needs.
  • 401(k) Retirement Plan with company match and quarterly contribution.
  • Tuition Reimbursement and Assistance.
  • Incentive Program Bonuses.
  • Competitive Pay.
  • Flexible Hybrid work.
  • Thrive Days - Personal time off.
  • Paid time off (PTO).
  • Health Benefits: Medical, Dental, Vision.
  • Health Savings Account (HSA) with employer contribution.
  • Well-being programs with financial rewards.
  • Employee assistance program (EAP).
  • Professional development programs.
  • Leadership development programs.
  • Employee resource groups.
  • StrengthsFinder Program.
  • Matching donations program.
  • Paid volunteer time– 8 hours per month.
  • Generous paid maternity leave and paternity leave.
  • Fertility, surrogacy and adoption assistance.
  • Backup child, elder and pet care support.
© 2024 Teal Labs, Inc
Privacy PolicyTerms of Service