MTG Construction Closer

Ameris Bank

21h

About The Position

Ameris Bank is a purpose-driven company, dedicated to bringing financial peace of mind to communities, one person at a time. They serve customers in locations across the Southeast, Mid-Atlantic and nationwide through extensive digital offerings and a mobile app. The company values integrity, ingenuity, inclusivity, and collaboration, fostering an environment that prioritizes continuous improvement. This role is responsible for balancing Construction-to-Permanent closing disclosures, sending initial and final disclosures, inputting and validating borrower and loan information to insure a compliant loan is closed on all construction-perm and renovation loan products. The position also involves initiating funding approval and delivering funds.

Requirements

The individual must be able to focus in an open and fast-paced environment, have high degree of accuracy and be able to work well under pressure.
The individual must have strong communication skills and be able to develop relationships with co-workers, attorneys, and title companies.
Must be able to prioritize, follow instructions, take direction from others and work well alone or in a group.
Must be familiar with general mortgage terms and have an understanding of the documents required in the processing and closing of mortgage loans.
This position requires strong organizational and communication skills.
Minimum of 2 years Mortgage experience.
High school diploma or GED required.

Responsibilities

Close Construction-to-Permanent loans in a timely manner in accordance with the Company and investor requirements.
Review and approve title commitments and insurance policies.
Review the initial loan estimate in comparison to the initial closing disclosure ensuring that all documents meet TRID (TILA RESPA Integrated Disclosure) requirements.
Review and reconcile Construction-to-Permanent closing disclosure with closing agent to ensure all fees are accurate.
Review all prior to funding conditions for accuracy.
Request funds for delivery via wire to the closing agent.
Ensure appropriate construction/renovation figures are showing on closing documents.