Mortgage Underwriter (Contract)

TEKsystems • Pensacola, FL

1d • $20 - $27 • Onsite

About The Position

We’re looking for a Mortgage Underwriter to review and approve mortgage loans, including conventional, FHA, VA, jumbo, and home equity. You’ll analyze credit, review appraisals, and make decisions to ensure compliance with guidelines and minimize risk.

Requirements

• Extensive Mortgage Processing Experience (e.g., Processor, Closer, Loan Officer)
• Knowledge of underwriting processes and regulations
• Strong underwriting and financial analysis skills
• Familiarity with FHA tools and mortgage systems
• Excellent communication and judgment

Nice To Haves

• Delegated Credit Authority (typically $1–$2M)
• VA SAR/LAPP and/or FHA DE certifications
• Experience with conventional and VA loans, credit analysis, and tax return review

Responsibilities

• Review loan documents and verify accuracy
• Analyze borrower creditworthiness (DTI, LTV)
• Evaluate appraisals and ensure collateral meets guidelines
• Approve or decline loans within authority
• Collaborate with loan officers and processors
• Maintain compliance with federal regulations

Benefits

• Medical, dental & vision
• Critical Illness, Accident, and Hospital
• 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available
• Life Insurance (Voluntary Life & AD&D for the employee and dependents)
• Short and long-term disability
• Health Spending Account (HSA)
• Transportation benefits
• Employee Assistance Program
• Time Off/Leave (PTO, Vacation or Sick Leave)

What This Job Offers

• Career Level: Entry Level
• Education Level: No Education Listed
• Number of Employees: 5,001-10,000 employees