Remote Mortgage Underwriter
About The Position
Mortgage Underwriter - Join our underwriting team supporting broker loan processing. You’ll evaluate applications, ensure compliance, and drive high‑quality decisions within a structured, end‑to‑end workflow. What you’ll do Underwrite 2–3 new files/day and process 6–8 final approvals/day (volume dependent). Partner with Loan Structure & Precision Income teams to finalize approvals. Perform credit reviews and quality control; approve/deny loans promptly. Ensure adherence to investor guidelines (FHA, HUD, VA, VA IRRRL, VA SAR, TrumsID Registration) and regulatory standards. Collaborate with clients and compliance to resolve documentation issues. What you bring 3+ years mortgage underwriting experience; strong FHA/VA/conventional knowledge. Proficiency with AUS, Encompass, and Excel; understanding of HMDA and federal/state regs. Preferred: FHA/HUD/VA credentials (incl. VA SAR) and TrumsID Registration. (Note: Loss mitigation/servicing underwriting backgrounds are not eligible.) Schedule & training Remote (state restrictions apply) Shifts 8 AM – 5 PM or 9 AM - 6 PM EST Extensive paid training 60–75 days (11:00 AM–6:00 PM EST)
Requirements
- 3+ years mortgage underwriting experience; strong FHA/VA/conventional knowledge.
- Proficiency with AUS, Encompass, and Excel; understanding of HMDA and federal/state regs.
Nice To Haves
- FHA/HUD/VA credentials (incl. VA SAR) and TrumsID Registration.
Responsibilities
- Underwrite 2–3 new files/day and process 6–8 final approvals/day (volume dependent).
- Partner with Loan Structure & Precision Income teams to finalize approvals.
- Perform credit reviews and quality control; approve/deny loans promptly.
- Ensure adherence to investor guidelines (FHA, HUD, VA, VA IRRRL, VA SAR, TrumsID Registration) and regulatory standards.
- Collaborate with clients and compliance to resolve documentation issues.
Benefits
- Medical, dental & vision
- Critical Illness, Accident, and Hospital
- 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available
- Life Insurance (Voluntary Life & AD&D for the employee and dependents)
- Short and long-term disability
- Health Spending Account (HSA)
- Transportation benefits
- Employee Assistance Program
- Time Off/Leave (PTO, Vacation or Sick Leave)
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What This Job Offers
Career Level
Mid Level
Education Level
No Education Listed
Number of Employees
5,001-10,000 employees
