Mortgage Underwriter

Equity Resources, Inc-posted 5 days ago

Full-time • Mid Level

Hybrid • Newark, OH

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Are you an experienced mortgage underwriter who’s been searching for a great company that's family owned, that recognizes your contributions, and has a philosophy of no layoffs during the down-season? A company whose goal and purpose is to Improve the Lives of Families? Take a look at Equity Resources! We are a fun and friendly environment where we work together to meet our daily goals. Why you’ll love working here Remote work is available for candidates located outside of Central Ohio. Candidates local to Central Ohio will be asked to work a structured hybrid schedule and can enjoy our corporate office in Newark’s historic downtown square. Choose from flexible hours: 8:30 AM – 5:00 PM with a 30-minute lunch, or 8 AM – 5 PM / 8:30 AM – 5:30 PM with a 1-hour lunch. Generous PTO, 10 paid holidays, plus a day off for your birthday! Full benefits package (including pet insurance!) first of the month after your first 30 days. 401(k) option with a generous company match —helping you grow your retirement savings faster. Earn extra cash through our referral programs, $500 for each borrower you refer, and up to $5,000 for referring an experienced Loan Officer. Join a stable, employee-focused company that’s been growing since 1993.

Monitor pipeline daily and self-assigned preapprovals.
Make underwriting decisions based on risk assessment, taking into consideration the 4 C’s of underwriting: Capacity, Credit, Collateral, and Cash.
Deliver high-quality service with 24-hour turn times and timely updates to Mortgage Specialists.
Maintain knowledge of investor overlays and expertise in FNMA, FHLMC, and FHA. Knowledge in USDA & VA loan programs is preferred but not required.
Analyze and report loan quality issues and monitor corrective actions.
Uphold strict fraud prevention, confidentiality and ethical standards set by Equity Resources.
Adapt to changing circumstances and adjusting daily priorities as needed.
Assist other Underwriters with daily volume.
Perform additional duties as needed to support team and company goals.

Bachelor’s Degree in Business, Finance, or related field preferred (or equivalent combination of education and experience); minimum HS diploma or equivalent.
Minimum of 2 years’ DE Underwriting experience with conventional and FHA loans; USDA/VA experience a plus.
Proficient in Microsoft Word, Excel, and Outlook; experience with an electronic mortgage processing systems required (Encompass preferred).
Excellent written and verbal communication and customer service skills; able to interact professionally with employees, vendors, and lenders.
Ability to comprehend and follow complex written and oral instructions.
Work independently with minimal supervision, applying sound judgment and attention to detail.
Ability to manage high-stress situations and work overtime as needed.

Knowledge in USDA & VA loan programs is preferred but not required.
Bachelor’s Degree in Business, Finance, or related field preferred (or equivalent combination of education and experience)
experience with an electronic mortgage processing systems required (Encompass preferred).

Remote work is available for candidates located outside of Central Ohio.
Choose from flexible hours: 8:30 AM – 5:00 PM with a 30-minute lunch, or 8 AM – 5 PM / 8:30 AM – 5:30 PM with a 1-hour lunch.
Generous PTO, 10 paid holidays, plus a day off for your birthday!
Full benefits package (including pet insurance!) first of the month after your first 30 days.
401(k) option with a generous company match —helping you grow your retirement savings faster.
Earn extra cash through our referral programs, $500 for each borrower you refer, and up to $5,000 for referring an experienced Loan Officer.
medical, dental, and vision insurance
company-paid life insurance

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