Mortgage Underwriter – FHA or VA Specialist
About The Position
Mutual of Omaha is a Fortune 300 Company. Mutual of Omaha Mortgage is inspired by hometown values and a commitment to being responsible and caring for each other. We exist for the benefit of our customers and employees. Mutual of Omaha Mortgage is a full service lending company offering both Forward and Reverse Mortgage products including a complete line of residential mortgage, refinancing, specialty, and HECM loans. We employ a knowledgeable staff of experienced Loan Officers with an operations team that is second to none. If you are interested in joining a team that promotes from within and works together toward a common goal of helping customers with their mortgage needs please review and apply for our opening below! JOB PURPOSE: To accurately evaluate and underwrite mortgage loan files submitted by retail and wholesale production channels, in accordance with company policy and investor guidelines.
Requirements
- DE or SAR/LAPP
- Minimum 5 yrs of government underwriting experience
- Must be familiar with Encompass
Responsibilities
- Evaluate risk in accordance with all investor guidelines and company policies
- Review all aspects of the loan file, including title and appraisal reports
- Set the terms for approval and compliance or identify reasons for rejection
- Ensure regulatory compliance and completeness
- Effectively communicate all loan decisions to sales channels and management, as needed
- Accurately review and input pertinent loan data into operational systems
- Utilize FHA Connection to update loan data as needed
- Utilize VA portal to update loan or appraisal data as needed
- Work closely with all operational departments to establish productive and efficient work flows
- Complete required checklists and worksheets
Benefits
- Vacation — Vacation hours accrue on a per pay period basis. Balance maximums are based on years of service.
- Paid Sick Time — 40 hours of paid sick time after 90 days of employment. State sick time requirements will be added as needed.
- 9 Paid Holidays + 1 Cultural Celebration Day (Floating Holiday)
- Multiple PPO Medical Plans, as well as HDHP eligible plan.
- Dental Coverage
- Vision Coverage
- Company Paid Life Insurance
- 401K with a generous employer match
- Additional Benefits including – Optional Life, FSA, Pet Insurance etc.
- Free Legal Services
- Employee Loan Program
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
