Mortgage Senior Loan Officer

Fidelity Bank • Mandeville, LA

91d

About The Position

The Senior Loan Officer is responsible for making sales. This position requires strong sales and marketing skills, excellent communication and detailed follow-through. The incumbent is responsible for self-sourcing high-quality loans, while providing excellent customer service. Must be able to identify opportunities and develop strong business relationships with realtors, builders and other business partners. This position is exempt under the Fair Labor Standards Act and is not eligible for overtime pay. This position may be filled at a lower or higher level depending on the candidate's qualifications and relevant experience.

Requirements

• GED or High School diploma
• Ability to be customarily and regularly engaged away from the employer's place of business engaging in sales activities
• 3 years of experience in mortgage loan origination and a proven record of closing an average of $12M annually in self-generated mortgage loan sales (average over last 3 years) OR minimum 10 years of mortgage industry experience
• Knowledge of the processing and underwriting functions
• Knowledge of investor procedures/guidelines
• Ability to build relationships with realtors, agents, brokers, builders, customers, title companies, insurance companies and other outside referral sources
• Ability to organize, prioritize and handle a high volume of loans in the pipeline all in various stages of the loan life cycle
• Ability to manage multiple contacts handling the loan at different stages
• Ability to obtain registration with the Nationwide Mortgage Licensing System and Registry (NMLS)
• Proficient in Microsoft Office Suite to include Word, Excel, Outlook, PowerPoint, Teams
• Developed cognitive skills to include Analytical, Problem Solving, Decision-Making, Innovation, Judgement
• Developed intrapersonal skills to include Ambition, Follow-Through, Self-Evaluation, Development, Resourcefulness
• Developed interpersonal skills to include Communication: Listening, Speaking, and Writing, Collaboration, Client Focus, Influence, Versatility
• Developed technology skills to include Knowledge Management, Social Branding, Agile Development
• Developed leadership skills to include Coaching & Development, Developing Followers, Achieving Results, Relationship Management, Addressing Conflict, Strategic Thinking, Business Acumen
• Developed sales skills to include Preparation, Connecting, Knowledge, Sales Drive, Prospecting, Presence, Opportunity Pipeline Management

Nice To Haves

• Bachelor's degree in related field or 4 years of related/comparable experience
• Knowledge/experience with: Encompass
• Previous supervisory experience

Responsibilities

• Supervise Loan Officers, as needed
• Develop new business by utilizing various methods that may include but not limited to: attending/sponsoring community or marketing events and realtor open houses, hosting realtor appreciation breakfasts/lunches/dinners, attending/conducting continuing education classes, attending/hosting broker tours, maintaining social networking sites, and cold-calling agents
• Send email blasts to realtors, agents, brokers, and builders with new products and/or rates
• Take complete and accurate loan applications and submit to Processing
• Analyze and understand pay stubs and tax returns and calculate debt, business income and rental income to understand and explain to a loan applicant why their loan was approved/not approved
• Follow credit guidelines to understand findings from credit reports
• Order appraisal and title fees and request required documents from customers
• Communicate file changes to necessary departments
• Review and initial fee sheet and Closing Disclosure
• Attend closing or be available by phone, when possible
• Assist with clearing investor conditions to get loan purchased
• Consistently exemplify our Core Values of Integrity, Community, Dependability, Excellence, Longevity, and Accountability
• Comply with regulatory rules and regulations evidenced through successful completion of training and demonstrated ability
• Perform other duties and/or special projects as appointed by management

Benefits

• Competitive pay based on the position, qualifications, relevant experience, and skillset
• Paid Time Off
• Up to 14 paid holidays annually
• Comprehensive Medical, Dental, and Vision Insurance
• Employer Funded Health Savings Account
• Paid Parental Leave
• 401(k) with matching contributions
• Wellness Program to reduce health insurance premiums
• Free or discounted banking and mortgage services
• Basic Life Insurance and AD&D
• Tuition Reimbursement Plan
• Associate Referral Program
• Associate Volunteer Program
• Employee Assistance Fund (subject to IRS guidelines)
• Employee Assistance Program
• Opportunities for training and career development
• Gym Discounts, Verizon Wireless Discounts, Tickets At Work Discounts

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Industry: Credit Intermediation and Related Activities
• Education Level: High school or GED