Mortgage Sales - Mortgage Banker III

NBH Bank • MO

115d

About The Position

As a Mortgage Banker III, you will be responsible for the generation of mortgage loan production from banking center provided leads, referral sources, realtors, builders, and consumer networking groups. You will originate ≥ 60 units of first mortgage loan products annually and develop referral partner relationships with NBH Banking Center Associates. You will be responsible for a variety of tasks including aligning mortgage priorities with the 'Client Experience', compliance, audit and operations. You will help the Sales Manager to monitor marketplace competition and trends in order to incorporate them as appropriate into the sales strategy. You will also identify referral sources and collaborate with all internal stakeholders to increase the Bank’s presence and competitive status by expanding existing business relationships and servicing clients (increase wallet share). Additionally, you will develop a book of business through prospecting while also servicing assigned Banking Center’s clientele. You are expected to build a great rapport with clients and fellow associates and treat others with respect and consideration regardless of their status or position. All associates are expected to maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements.

Requirements

• Associates degree in Business, Finance or equivalent combination of education and related work experience.
• 7+ years of experience in mortgage banking.
• Advanced knowledge of RESPA/government regulations for residential mortgages.
• Knowledge and experience operating within Dodd-Frank regulations.
• Proven track record of success in the mortgage lending industry.
• Must be/become registered and licensed in the Nationwide Mortgage Licensing System and Registry (NMLS) as required by the S.A.F.E. Act.
• Ongoing compliance with all mortgage regulatory requirements and related NBH's compliance policies.

Nice To Haves

• Bachelor’s degree in Business, Finance or equivalent combination of education and related work experience.
• 10+ years of experience in mortgage banking.

Responsibilities

• Generate mortgage loan production from banking center provided leads, referral sources, realtors, builders, and consumer networking groups.
• Originate ≥ 60 units of first mortgage loan products annually.
• Develop referral partner relationships with NBH Banking Center Associates.
• Align mortgage priorities with the 'Client Experience', compliance, audit and operations.
• Monitor marketplace competition and trends to incorporate them into the sales strategy.
• Identify referral sources and collaborate with internal stakeholders to increase the Bank’s presence.
• Expand existing business relationships and service clients to increase wallet share.
• Develop a book of business through prospecting while servicing assigned Banking Center’s clientele.
• Build rapport with clients and fellow associates.

Benefits

• Eligible to participate in a commission plan.
• Generous benefits package including insurance.
• 401k.
• Associate stock purchase program.
• Paid time off.
• Associate banking perks.

What This Job Offers

• Career Level: Mid Level
• Education Level: Associate degree