Mortgage Retail Sales Consultant (SAFE)

Wells Fargo • Columbia, MD

401d

About The Position

Wells Fargo is seeking a Mortgage Retail Sales professional to solicit residential mortgages, produce high-quality loans, and provide excellent customer service. The role involves building relationships with various stakeholders, staying informed about industry trends, and ensuring compliance with mortgage regulations. The position requires a strong understanding of real estate transactions and the ability to analyze customer needs to recommend appropriate loan products.

Requirements

• 2+ years of Mortgage Retail Sales experience, or equivalent demonstrated through work experience, training, military experience, or education.
• SAFE registration at the time of employment.

Responsibilities

• Participate in soliciting residential mortgages from various sources.
• Produce high quality loans which are compliant and provide excellent customer service.
• Build relationships with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources.
• Develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace.
• Stay informed of mortgage industry trends and developments in the assigned market.
• Present recommendations for producing loans and exercise independent judgment while adhering to policies and compliance requirements.
• Understand real estate appraisals, title reports, and real estate transactions.
• Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in.
• Analyze and offer mortgage loan products based on client needs.
• Review and analyze low to moderately complex financial and credit data; match customer needs with an appropriate loan program and level of risk.
• Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates, policies, underwriting requirements, and loan procedures.
• Maintain high standard of client satisfaction and quality by ensuring timely and proactive customer communication.
• Pursue Wells Fargo training offerings to increase knowledge of company products, policies and procedures, and underwriting requirements.

Benefits

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Credit Intermediation and Related Activities
• Education Level: No Education Listed