MORTGAGE RETAIL SALES CONSULTANT (SAFE)(SAFE)
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About The Position
Wells Fargo is seeking a Mortgage Retail Sales professional to participate in soliciting residential mortgages from various sources. In this role, you will produce high quality loans which are compliant and provide excellent customer service. You will build relationships with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources. Additionally, you will develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace and stay informed of mortgage industry trends and developments in the assigned market. You will present recommendations for producing loans and exercise some independent judgment while developing understanding of and adherence to Mortgage Retail Sales functional area, policies, procedures, compliance requirements, and generating loans. Understanding real estate appraisals, title reports, and real estate transactions is also essential. You will receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in, analyzing and offering mortgage loan products based on client needs. Furthermore, you will review and analyze low to moderately complex financial and credit data, match customer needs with an appropriate loan program and level of risk, and inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates, policies, underwriting requirements, and loan procedures. Maintaining a high standard of client satisfaction and quality by ensuring timely and proactive customer communication is crucial. You will also pursue Wells Fargo training offerings to increase knowledge of company products, policies and procedures, and underwriting requirements. This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results.
