Mortgage Quality Control Analyst

Galileo Financial Technologies•Charlotte, NC

3d•$31 - $58

About The Position

Welcoming, collaborative and having the opportunity to make an impact - is how our employees describe working here. Galileo is a financial technology company that provides innovative and revolutionary software products and services that power some of the world's largest Fintechs. We are the only payments innovator that applies tech and engineering capabilities to empower Fintechs and financial institutions to unleash their full creativity to achieve their most inspired goals. Galileo leads its industry with superior fraud detection, security, decision-making analytics and regulatory compliance functionality combined with customized, responsive and flexible programs to accelerate the success of all payments companies and solve tomorrow's payments challenges today. We hire energetic and creative employees while providing them the opportunity to excel in their careers and make a difference for our clients. Learn more about us and why we work here at https://www.galileo-ft.com/working-at-galileo . Position Summary The Mortgage Quality ControlAnalyst is responsible for performing in-depth reviews of mortgage loan files to ensure compliance with federal and state regulations, agency/investor guidelines, and internal company policies. This role identifies defects, documents findings, and provides insights to help improve loan quality and reduce organizational risk. The Analyst collaborates with Underwriting, Operations, and Compliance teams to resolve issues and support continuous quality improvement.

Requirements

High school diploma required; Bachelor’s degree in Business, Finance, or related field preferred.
2–5+ years of mortgage industry experience in processing, underwriting, or quality assurance.
Strong knowledge of mortgage regulations and agency/investor guidelines (Conventional, FHA, VA, USDA).
Excellent attention to detail, with strong analytical and critical-thinking skills.
Strong written and verbal communication skills.
Proficiency in mortgage LOS systems, QC/QA platforms, and Microsoft Office Suite.
Ability to work independently, manage priorities, and meet deadlines.

Responsibilities

Loan File Auditing Conduct detailed pre-funding, post-closing, or targeted audits of mortgage loan files.
Validate accuracy of loan data, documentation, disclosures, and calculations Ensure compliance with federal and state regulations (TRID, RESPA, TILA, ATR/QM, HMDA) and agency/investor requirements (Fannie Mae, Freddie Mac, FHA, VA, USDA).
Document findings clearly and consistently, including supporting evidence and guideline references.
Quality & Compliance Review Identify defects, inconsistencies, and risk factors that may impact loan salability or regulatory compliance.
Escalate complex or high-risk issues to the QA Team Lead or Manager.
Participate in calibration sessions to ensure consistent application of guidelines.
Support quality control checks or second-level reviews as needed.
Reporting & Documentation Record audit results accurately in QA systems and tracking tools.
Assist in analyzing trends, recurring issues, and systemic risks.
Provide clear, concise feedback to Operations and Underwriting to support corrective actions.
Contribute to monthly/quarterly reporting as requested.
Collaboration & Support Work closely with Underwriters, Processors, Loan Officers, and Compliance partners to clarify guidelines and resolve issues.
Provide feedback that supports training initiatives or process improvements.
Maintain up-to-date knowledge of regulatory changes and investor updates.

Benefits

All roles are eligible for competitive benefits.
More information about our employee benefits can be found in the link below.
Benefits To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi & Galileo page!

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