Mortgage Processor

FIRSTAR BANK•Fort Smith, AR

1d•Onsite

About The Position

Prepare, process, and verify documentation for mortgage underwriting submissions and closings, as well as timely delivery of closed files for shipping.

Requirements

Strong computer skills. Working knowledge of Microsoft Word and Excel required, experience with Encompass Loan Software preferred.
Responsiveness in a fast paced, fluid environment and be held to minimum production standards while maintaining excellent organizational skills.
The ability to build relationships in a team-oriented environment.
Excellent written and oral communication skills as well as the ability to read and understand basic policies and procedures.
Proactive; desire to identify opportunities rather than react to problems.
Strong attention to detail; accuracy with numbers, consistency and completeness are critical.
High integrity and outstanding work ethic; ability to maintain confidentiality is a requirement
Strong sense of initiative; self-motivated; work well without close supervision.
Multitasking.
Minimum two (2) year experience working in an office and/or customer service environment, preferably in bank lending department.
Minimum one (1) year experience working in mortgage lending.
High School diploma, or equivalent.

Responsibilities

Process loan files in preparation for underwriter’s review in accordance with investor and/or government agency guidelines.
Process and close loans for multiple loan officers in different branches.
Create and maintain accurate loan files before and after closing and ensure compliance with bank procedures.
Build relationships with loan officers by monitoring deadlines and maintaining communication and being responsive to requests for information.
Manage monthly closings in a consistent and timely manner.
Prepare accurate loan closing documents in accordance with written loan approval, including Closing Disclosure review and approval.
Submit closed file documentation to Loan Ops for booking on bank system.
Build relationships with title company personnel, realtors, and other related parties.
Assist in post-closing shipping of government files for insurance.
Track and clear all purchase pends issued by investor.
Organize, track, and deliver final trailing documents to investor.
Complete pre-funding audit tasks on all files.
Remain aware and knowledgeable of industry changes to products and guidelines.
Maintain knowledge of and ensure compliance with the Bank Secrecy Act.
Complete annual training as required.
Participate in bank/community activities.
Other duties as assigned.