Mortgage Processor

Security National Mortgage Company • Taylorsville, UT

80d

About The Position

A Mortgage Loan Processor organizes the paperwork and documents pertaining to a mortgage loan. They are responsible for preparing disclosures, ordering appraisals, title work and escrow. Processors confirm data as compiled by the loan originator in SNMC’s Loan Operating System.

Requirements

• Bi-Lingual (Spanish) Required
• Full-time in office position
• Excellent customer service skills
• Effective communication skills including written and verbal
• Basic knowledge of lender’s and investor’s underwriting and program guidelines
• Ability to prepare state and federally required disclosures
• Ability to manage processing pipeline
• Knowledge of basic underwriting guidelines to calculate income, assess adequate asset availability, review appraisal report, and read title commitment/preliminary title reports
• 1-2 years experience may be required depending on the opening.

Responsibilities

• Verify the borrower's information by ordering credit reports and verifying employment with the employer.
• Review documentation provided by the borrower, title company, appraiser, and real estate agent to support employment, income, assets, net worth, willingness to pay, property appraisal, and property survey.
• Determine when the loan file is complete and ready for underwriting submission.
• Submit the file to underwriting for review of all documentation prepared and reviewed by the processor.
• Review the loan package.
• Coordinate the closing and funding of the loan with the loan closer, loan originator, title, escrow, and borrower upon loan approval.
• Accumulate any additional conditions required from the borrower for funding.

Benefits

• Great Company Culture
• Top Workplaces 10 years in a row (2016,'17,'18,'19,'20 & '21, '22, '23, '24, '25)
• Accrued sick/vacation leave and 10 paid holidays
• Health Benefits: Medical with HSA and FSA options, dental, and vision
• 401(k) with company match

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Number of Employees: 501-1,000 employees