Mortgage Post Closer

Consumers National Bank • Minerva, OH

40d

About The Position

The post closer is responsible to accurately prepare loans for delivery to investors and/or servicers, track and clear file exceptions, and ensure that all loans are closed in conformance with underwriting/ compliance guidelines.

Requirements

• Well developed communication skills
• Strong attention to detail
• Reading and proofreading skills
• Excellent time management and organization skills
• Able to exercise appropriate judgment and seek/involve management when necessary
• Ability to accept management instruction and execute tasks while under pressure
• Strong customer service orientation
• Proficient computer skills with an emphasis on Microsoft Office Suite
• Experience working in a team-oriented, collaborative environment

Responsibilities

• Review signed documents for errors
• Upload and break out documents in Loan Origination System (LOS) and assigning conditions
• Register MERS and/or MI and paying FHA/VA fee
• Ship collateral to investors
• Create and upload shipping packages to investors for secondary market loans
• Create and upload shipping packages to EFolder for portfolio loans
• Register tax service for portfolio loans and creating physical folder
• Send payments to appraisers
• Process application deposits
• Send funding wires
• Handle all post-closing investor conditions required to purchase note
• Transfer MERS and MI when secondary market loan is purchased
• Send goodbye, insurance and/or property tax letters
• Handle follow up and collection of recorded mortgages and final title policies for all loan types within 120 days of closing
• Monitor tracking reports for funding and suspense items and escalate where needed
• Provide excellent customer service to both internal and external customers

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Credit Intermediation and Related Activities
• Education Level: No Education Listed