Mortgage Originator

Rockland Trust•Worcester, MA

About The Position

Rockland Trust is currently seeking talented Mortgage Loan Officers who proactively identify, develop and maintain a quality network of business relationships to serve as a source of referrals for new mortgage lending opportunities. Our Loan Officers are encouraged to participate in business related development opportunities, professional organizations, and community efforts to promote home ownership. Relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Rockland Trust will provide you with incomparable tools together with a well thought out and successful business plan designed to help you grow with the bank. These include: Open territories within our corporate footprint and potential bank branch assignments. State of the art origination, product search/pricing and database management software A guarantee to close your loan within 30 days Proprietary paperless LOA System allows Sales, Secondary and Operations on one web based system, connected to the CRM database Point of Sale pricing authority granted to each Loan Originator. Field access to both DU and LP decision tools. Rockland Trust is dedicated to offering every program available and will continue to search and obtain any program that our Loan Officers need to succeed. Offer a number of FTHB programs including the MassHousing, FHA, and the MHP “One Program”. Corporate Marketing and Public Relation Services to enhance all of your new business efforts including personalized custom email campaigns, direct mail, flyers, and a personal web page with automated Fannie Mae pre-approval capability. Seller/Servicer with GSE’s-competitive pricing, products and programs. Rockland Trust Mortgage is committed to meeting the needs of customers purchasing a home by offering a 30 Day Closing Guarantee. We also feature our Ready, Set, Close a fully underwritten Pre-Approval program which provides the customer and our referral partners with the confidence that each loan will close presuming the appraised value is sufficient and clear title. We understand that relationships are built on trust and the ability to deliver on promises to your referral sources and customers. We are committed to the success of our Loan Officers and programs that differentiate you from the competition. At Rockland Trust Company “Where Each Relationship Matters” we strive to make every customer interaction a best in class experience.

Requirements

A thorough understanding of underwriting criteria and guidelines
Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences
Working knowledge of standard loan products and underwriting guidelines
Ability to educate borrowers on loan products and process
Ability to quickly understand new information and its impact on current and future problem-solving and decision-making
Strong relationship building skills
Strong computer skills and experience utilizing laptop technology
Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS
Must be able to work flexible hours and be willing to travel
BA/BS degree or equivalent experience in residential mortgage sales preferred
Three plus years of retail residential mortgage sales experience
Documented residential mortgage loan volume in the past 12 months
Established relationships with local referral networks including realtor associations and local housing agencies

Responsibilities

Meet customers within the office, at Branch locations and in locations at the convenience of the customer.
Interview applicants and assess their lending needs.
Explain how mortgage/loan products work and how the product will benefit the applicant’s needs.
Understand compliance issues including the timelines of mortgage loan processing.
Communicate effectively with customers, realtors, loan origination department and loan processing department.
Provide prompt and courteous service to all internal and external customers.