Mortgage Lock Desk Analyst
About The Position
AmeriSave Mortgage has set the standard in online mortgage lending with over $130 billion in funded loan volume. As one of the top-rated, largest privately-owned online mortgage lenders in the nation, our mission is to deliver beneficial, responsible home lending solutions with unwavering integrity, dedication and excellence. Our employees are the driving force behind our success. We believe in the power of a dynamic and talented workforce and creating an environment where your contributions are not just recognized, they’re celebrated. Your success is our success, and we are seeking skilled professionals who are ready to bring their A-game, exceed benchmarks and enhance the overall excellence of AmeriSave, while also growing and advancing their careers. At AmeriSave, we're one team with one shared dream - to be the best. Let’s redefine excellence together! What we’re looking for: AmeriSave is currently seeking a Lock Desk Analyst to join our winning team. This is a remote opportunity to work from home. The schedule is Monday - Friday, 9:30am - 6:30pm EST.
Requirements
- 1+ years of Pricing / Lock Desk Support experience
- 3+ years of general Mortgage experience.
- Working Knowledge of secondary mortgage market framework- Fannie Mae, Freddie Mac and FHA/VA mortgage programs. Non-agency product knowledge is a plus; jumbo, heloc, heloan, DSCR, DPA Assistance, Renovation, personal lending
- Able to deal effectively while being courteous to external and internal clients across department and locations
- Strong critical thinking and math skills
- Microsoft Office applications experience required. SQL knowledge is a plus
- Detail oriented with ability to work in fast-paced environment
Responsibilities
- Lock loans with investors and internal LOS; research and complete re-locks; revise lock and extension request in a timely and professional manner
- Manage the Lock Desk queue in a timely manner by providing support to Loan origination units as needed
- Enforce AmeriSave Rate Lock Policy while working closely with Loan Officers and Operations Staff
- Aid production support staff in challenging pricing situations such as High-Cost exceptions, HPML credits, etc.
- Offer solutions and work with the Lock Desk Manager and Information Technology Team to maintain accuracy of internal pricing engine to improve system processes and performance
- Process requests and lock cancellations with investors
Benefits
- 401(k)
- Dental insurance
- Disability insurance
- Employee discounts
- Health insurance
- Life insurance
- Paid time off
- 12 paid holidays per year
- Paid training
- Referral program
- Vision insurance
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
Education Level
No Education Listed
Number of Employees
501-1,000 employees
