Mortgage Loan Underwriter 4

TDECU • Post Oak Bend City, TX

2d

About The Position

Founded in 1955, TDECU formed when a group of Dow employees pitched in $5 each to loan a friend $35 to buy a refrigerator. That initial mission of people helping people continues today. Over the last 65 years, we have grown to meet the needs of the communities we serve and share TDECU's passion for service and great value in our products. Our first merger took us west to the Victoria area, where we made many new friends and Members. We have since become an integral part of the community. In the East Market, where we began, we opened our field of membership to serve all Brazoria County residents. Today, TDECU has 39 service locations, including 35 Member Centers. The original $35 loan has turned into over $4 billion in assets today that continue to improve our 348,000 Members' lives by helping them get what they need to achieve their financial needs and dreams. Transparency in Coverage Link This link leads to the machine readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data.

Responsibilities

• Analyze complex and diversified credit, assets, income and property documentation to confirm compliance with guidelines.
• Approve/Denies loans based on HMDA including conventional & portfolio mortgage products.
• Analyzes and calculates SEB for Sch. C, 1065, 1120, 1120S.
• Remain current on FNMA, PMI, FHLB requirements and industry trends.
• Maintaining required Service Level Agreement while adhering to low regulatory audit findings.
• Underwrite FHA and/or VA loans and remain current on FHA/VA guidelines and requirements.

What This Job Offers

• Job Type: Full-time
• Education Level: No Education Listed