Mortgage Loan Processor

Defy Mortgage • Nashville, TN

417d • $50,000 - $65,000

About The Position

Defy Mortgage, LLC is seeking an experienced and detail-oriented Mortgage Processor to join our team in Nashville. The role involves providing personalized mortgage solutions to clients, ensuring a secure and efficient loan process while meeting closing deadlines and delivering exceptional customer service.

Requirements

• 3+ years of experience as a mortgage processor
• Thorough understanding of the loan application process and legal/compliance requirements
• Integrity and confidentiality when handling sensitive client information
• Experience with mortgage LOS, POS, and CRM systems
• Strong attention to detail and organizational skills
• Technology savvy with the ability to learn new systems quickly
• Excellent communication skills, both written and verbal
• Ability to work collaboratively with mortgage consultants and Underwriting
• Flexibility to commute to Nashville, TN 37212 for this job Monday - Friday.

Nice To Haves

• Fair Housing regulations: 3 years (Preferred)
• Customer service: 3 years (Preferred)

Responsibilities

• Review and analyze the mortgage loan application ensuring that all sections are complete and accurate, working with the Mortgage Consultant to address any errors/gaps.
• Collect necessary application data, such as employment, assets, and debt, in order to submit the loan to underwriting.
• Evaluate applicant's credit histories and ability to calculate income.
• Communicate and build strong relationships with clients, realtors, and lender partners.
• Assist the Mortgage Consultant in guiding the client through the loan process and serve as a reliable point of contact throughout.
• Prepare loan packages and submit loans to Underwriting for approval.
• Order third-party services such as appraisals, title work, verifications and mortgage insurance as needed.
• Advise status to all parties through the mortgage process, updating our LOS accordingly and ensuring timely progression toward closing.
• Maintain detailed records and file documentation in compliance with regulations.
• Understand and stay current on investor guidelines and programs.

Benefits

• Pay range: $50,000.00 - $65,000.00 per year
• Full-time position
• In-person work location

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed