IH Mississippi Valley Credit Union-posted about 2 months ago
Full-time • Mid Level
Onsite • Moline, IL
101-250 employees
Credit Intermediation and Related Activities

Join our team as a detail-oriented Mortgage Loan Processor at IHMVCU! We are member-focused and dedicated to providing exceptional service while fostering financial well-being for our community. This role is located at our beautiful headquarters on River Drive in Moline, IL. Our facility includes a comfortable office environment with an on-site gym facility. Summary of Position: The Mortgage Loan Processor is responsible for managing the mortgage loan process from approval to closing, ensuring all required documentation is accurate, complete, and compliant with internal policies and regulatory guidelines. This team member plays a vital role in preparing loan files for underwriting and closing by reviewing applications, verifying information, and coordinating with internal and external partners to resolve any outstanding conditions. The position requires strong attention to detail, organizational skills, and the ability to manage multiple files in a deadline-driven environment. The ideal candidate demonstrates sound judgment, proactive communication, and a commitment to providing an exceptional member experience.

  • Review mortgage loan applications for completeness and accuracy prior to underwriting submission.
  • Verify income, employment, assets, credit, and other required documentation to ensure compliance with loan program guidelines and internal policies.
  • Order and track verifications of employment or deposit.
  • Communicate with loan officers to obtain outstanding documentation or clarify application details.
  • Prepare and update loan files within the loan origination system to ensure accurate data entry and documentation.
  • Review and clear underwriting conditions within established timelines.
  • Maintain detailed records of all correspondence, documentation, and file updates.
  • Monitor pipeline reports and manage assigned loan files to meet established service level expectations.
  • Maintain working knowledge of mortgage products, investor requirements, and regulatory changes affecting loan processing.
  • Support continuous process improvements to increase efficiency, accuracy, and member satisfaction.
  • High school diploma or equivalent required; Associate's or Bachelor's degree in Finance, Business, or related field preferred.
  • Minimum of 2 years of experience in mortgage loan operations, or a combination of equivalent experience and education.
  • Ability to prioritize assignments and organize work efficiently, to handle large volumes of details required.
  • Excellent accuracy and attention to detail.
  • Clear, professional communication skills with a focus on member satisfaction and support.
  • Ability to work independently and as part of a team in a fast-paced environment.
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