Mortgage Loan Processor

Horizon Bank•Orem, UT

2d•$20•Onsite

About The Position

We are seeking a Mortgage Loan Processor to support mortgage originators by organizing and preparing loan files for underwriting and closing. This position involves coordinating loan closings with title companies and clients, preparing loan documents for final approval, and shipping completed files to investors. The Mortgage Loan Processor will also handle tasks such as running credit, preparing denials, filing mortgages, and preparing loan extensions and documents. This role is perfect for individuals with strong organizational skills, mortgage industry knowledge, and a commitment to delivering excellent service in a dynamic, team-oriented environment. If you're ready to contribute to the success of a growing mortgage team, we encourage you to apply! Must have the ability to pass a drug screening and background check.

Requirements

High School Diploma or equivalent.
Prior experience in loan processing is required.
Team Player: Able to work effectively in a team-oriented environment.
Strong verbal and written communication skills, with the ability to interact professionally with customers and bank personnel.
Understanding of legal, real estate, and mortgage lending terms.
Ability to work with minimal supervision in a fast-paced environment.
Strong ability to interact with a wide range of people in a professional and courteous manner.
Strong organizational and time management skills, with the ability to prioritize and meet deadlines.
Demonstrate reliability through good attendance and adherence to schedules.
Strong analytical skills and the ability to identify and resolve issues quickly.
Resourceful and proactive in the development and completion of projects.
Proficient in using PC applications and mortgage processing software.
Must have the ability to pass a drug screening and background check.

Nice To Haves

Completion of OBA Loan Classes or similar mortgage industry training preferred.

Responsibilities

Review loans in process daily and determine which loans need to be processed immediately.
Enter data from new loan applications and other necessary documents into the system.
Order credit reports, appraisals, flood certifications, and title work to support loan processing.
Send required documents to appropriate parties (e.g., disclosures, verifications).
Enter verifications, underwriting judgments, and other required data.
Refer loans that do not meet basic standards to the staff underwriter for further review.
Regularly follow up with loan originators, borrowers, and agents to complete loan processing.
Analyze loan files and submit completed loans for approval.
Answer inquiries from originators, agents, and borrowers regarding the status of loans in process.
Ensure that all compliance requirements are met throughout the loan processing and approval stages.