Mortgage Loan Processor/Jr. Underwriter

TEKsystemsMoorpark, CA
2d$28 - $28Onsite

About The Position

We are seeking a detail-oriented and experienced candidate to join our team. The ideal candidate will have strong experience in processing conventional loans, with expertise in clearing conditions, reviewing credit reports, and conducting thorough income and asset reviews.

Requirements

  • Proven experience as a Loan Processor, preferably with conventional loans.
  • Strong understanding of credit reports, income, and asset documentation.
  • Excellent attention to detail and organizational skills.
  • Effective communication and problem-solving abilities.
  • Ability to work in a fast-paced environment and meet deadlines.
  • Associate’s degree or equivalent work experience
  • 3+ years of relevant work experience
  • Proficiency in Microsoft Office
  • General understanding of applicable Federal, State and Local regulations
  • Understand underwriting guidelines for income and assets
  • Should have strong loan processing experience
  • Know how to calculate income income and assets
  • Know how to process loans, review titles, appraisals

Nice To Haves

  • Financial Services and, if possible, mortgage industry experience preferred
  • Underwriter or junior underwriter would be ideal

Responsibilities

  • Review and verify loan applications for completeness and accuracy.
  • Analyze credit reports to assess applicants' creditworthiness.
  • Evaluate income and asset documentation to ensure compliance with lending guidelines.
  • Clear loan conditions and ensure all required documentation is obtained.
  • Communicate effectively with loan officers, underwriters, and internal partners to resolve any issues.
  • Maintain up-to-date knowledge of conventional loan processing guidelines and regulations.

Benefits

  • Medical, dental & vision
  • Critical Illness, Accident, and Hospital
  • 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available
  • Life Insurance (Voluntary Life & AD&D for the employee and dependents)
  • Short and long-term disability
  • Health Spending Account (HSA)
  • Transportation benefits
  • Employee Assistance Program
  • Time Off/Leave (PTO, Vacation or Sick Leave)
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