Mortgage Loan Processor II

Guardian Mortgage Company • Santa Fe, NM

253d

About The Position

Sunflower Bank, N.A. is looking for a Mortgage Loan Processor II in our Santa Fe, NM location! A Processor supports loan applicants, loan officers, underwriters and appropriate third parties by ensuring the timely, accurate and compliant processing of mortgage loans. A Processor reviews, verifies, and completes collection of documentation to prepare loan applications for underwriting decisions. Level II processors handle a substantial variety of loan applicants and applications.

Requirements

• Graduation from a 4-year college or university with major course work in a discipline related to the requirements of the position preferred but not required.
• Proficient in Microsoft Office Suite.
• 2 to 5 years on directly processing experience.
• Excellent verbal and written skills.
• Professional and leadership qualities.
• Ability to maintain confidentiality.
• Attention to detail.
• Basic math skills.
• Data entry skills.
• Calculating Income.
• Satisfy DU Requirements.
• Interpersonal skills.
• Multi-tasking skills.

Responsibilities

• Review each loan file to verify documents are present, accurate, accurately calculated, compliant and sufficiently complete for an underwriting decision.
• Master the process for a substantial variety of loan types (conventional, FHA, fixed, conforming, refinance, purchase, Texas 50(a)(6)), property types (primary, secondary, investment) and income types (W2, retired, self-employed).
• Accurately inform each applicant, loan officer, underwriter or appropriate third party about loan application status and issues to resolve.
• Accurately enter loan application data into the computerized loan processing system to make available to all appropriate personnel.
• Assist other departments in preparing loan closings by informing parties of final approval and performing other related tasks.
• Consistently hit ongoing tight deadlines with regard to underwriting, closing, etc.
• Meet rules, obligations, timelines and deadlines to comply with company policy, contracts, investor guidelines, lending programs and state and federal law and regulation.
• Perform the job in accordance with applicable industry laws and regulations as well as the policies and procedures established by the company.
• Responsible for upholding Fair and Responsible Banking practices and Code of Ethics and Conduct guidelines.
• Understand and participate in the Bank's Community Reinvestment Act program.
• Perform other duties as assigned.

Benefits

• 401(k) Plan with 6% Match
• Health/Dental/Vision Insurance
• Company-paid Life Insurance
• Tuition Reimbursement
• Fitness Reimbursement
• Paid Time Off
• Volunteer Leave
• Paid Holidays
• Plus many more employee perks & incentives!

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree