Mortgage Loan Processor II

COMMUNITY FIRST CREDIT UNION OF FLORIDA • Jacksonville, FL

1d

About The Position

Responsible for processing to close mortgage loans for conventional and equity loan programs. Ensure mortgage files are documented according to lender and investor standards ensuring all loan conditions are met. Communicate loan status with borrowers throughout loan process.

Requirements

• Experience - Three years to five years Mortgage experience required.
• Education/Certifications/Licenses - A high school degree or equivalent
• Interpersonal Skills - Courtesy and tact are essential elements of the job. Work involves personal contact with customers and others inside and outside the organization, generally regarding routine matters for the purposes of giving and obtaining information or instructions, updating or referring. Communications require shorter and not in-depth discussions most of the time.
• Other Skills- Knowledge of mortgage documents and legal requirements. Possess good communication, organizational and computer skills.

Responsibilities

• Process to close mortgage loans for conventional and equity programs. Follow up for loan documents, review and calculate income and asset via documents. Prepare file for underwriting. Order vendor services, review appraisal, title report, survey and all other required documents for compliance with lender and investor guidelines. Clear all conditions outlined by Underwriter for loan approval. Follow up and communicate loan status and file progress with borrowers.
• Prepare file for closing by sending closing instructions to title agent. Coordinate closing date with title agent. Prepare Closing Disclosure ensuring all fees and cost are accurately calculated and display appropriately. Submit CD to borrower within timeframe established by TRID.
• Manage files via individual pipeline. Manage rate locks, and file documents securely and legibly. Maintain loan status via notes in system.
• Maintain pipeline statuses and reports. Monitor and track processing turn times.
• Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED
• Number of Employees: 251-500 employees