MORTGAGE LOAN PROCESSOR GREEN BAY, WI, US 22 days agoFULL-TIME

Nicolet National Bank • Green Bay, WI

304d

About The Position

At Nicolet National Bank, our culture is based on the principles of community banking, putting the needs of our customers at the forefront of our decision-making. Our Core Values drive everything we do, and we are committed to serving our customers with excellence. We believe that every job in our organization is critical to our success, and we are dedicated to creating a work environment where our employees feel valued, respected, and supported. With locations in Wisconsin, Michigan, Minnesota, and Florida we are proud to service our local communities and make a positive impact on the lives of our customers. At Nicolet National Bank, we believe that our people are our most valuable asset, and we are committed to investing in their growth and development. The Mortgage Loan Processor works under direct supervisor instruction and pre-established guidelines, timely accumulation of supplied information and documentation necessary to submit the loan files for underwriting/closing/funding to meet budgeted goals for quality loan production and perform the functions of the job.

Requirements

• High School Diploma or GED/ associate degree in administration or finance-Related field of study.
• 1-3 years mortgage processing/ 3+ years mortgage processing or underwriting experience.
• Ability to maintain strict confidentiality.
• Working knowledge of mortgage loan products and services.
• Strong organizational, multi-tasking and prioritizing skills.
• Self-motivated and resourceful with strong research skills.

Responsibilities

• Assist retail bankers in screening customer loan applications to determine loan eligibility by compiling personal financial data daily.
• Log in required initial loan documents and review for compliance, discrepancies, and omitted data and follow up for resolution by verifying with the application to meet Nicolet Bank and Investor guidelines.
• Ensure quality assets by obtaining and auditing all required information and documents from retail bankers and other sources to prepare the loan file for underwriting/closing.
• Ensure sound assets via the utilization of Fannie Mae and Freddie Mac Automated Underwriting System (AUS).
• Produce timely and accurate early disclosures and sending to the borrower to ensure TRID guidelines are met.
• Maintain coordinated organization for timely delivery of accurate loan file to underwriting/closing specialist to meet customer expectations and investor rate lock delivery expirations.
• Clear, concise communication with the retail bankers for additional supporting data for file submission in a timely manner.
• Ensure quality assets by obtaining prior to closing verbal phone verifications, third-party verifications on self-employed, updated homeowner's/flood insurance, payoffs, subordinations, etc.
• Assist closing/post-closing specialist with timely clearing of pended file documentation to ensure profitability of loan file.
• Uphold Nicolet's philosophy and policies by maintaining appropriate controls to ensure full compliance with applicable laws and regulations.
• Understand and communicate the value of diversity within the workplace and to work successfully with others without regard to age, gender, race, sexual orientation, ethnicity, culture, religion, disability status, socioeconomic status or other non-job-related classification.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Credit Intermediation and Related Activities
• Education Level: High school or GED