Mortgage Loan Originator

D.R. Horton • Knoxville, TN

75d

About The Position

D.R. Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services Branch. The right candidate will promote and provide business development, origination of loans, relationship management with customers and clients.

Requirements

• Bachelor's degree from four-year college or university.
• One to two years of related experience and/or training.
• Must have a vehicle and a valid driver’s license.
• Licensed Mortgage Loan Originator as required by state.
• Possess general mortgage banking understanding (including but not limited to: lock procedures, program analysis, underwriting guidelines, and regulatory timelines).
• Proficiency with MS Office and email.

Nice To Haves

• Strong written and oral communication skills.
• Ability to accurately and efficiently process and record a large volume of data.
• Ability to act as a team player and be willing to accept constructive criticism.
• Bilingual preferred.

Responsibilities

• Interview mortgage applicants to understand and educate them on their financing options available.
• Understand the loan applicant’s goals in order to advise and review potential loan programs that would best suit their needs and stated goals.
• Be accessible to the buyer and individuals involved in a loan to answer questions and/or provide updates.
• Maintain reports and notes within the origination software and customer relationship management systems.
• Review new leads daily and contact them to earn their business.
• Daily Pipeline Management (loan application to funding process) to ensure that the loan process goes smoothly for all parties involved.
• Make presentations on loan products in sales meetings and with Sales staff in builder communities.
• Quickly respond to Operations in order to facilitate an efficient loan process.
• Provide necessary disclosures to a loan applicant within a timely manner in accordance with regulations.
• Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company.
• Able to work overtime.
• Able to travel overnight.
• Market the company’s products and services accurately and effectively to potential business sources.
• Develop sales leads for mortgages in builder communities and real estate offices.
• Provide weekend coverage in builder communities and grand opening functions.
• Review all documentation provided by borrower, check for accuracy, and address any discrepancies.
• Be familiar and comply with all company QC policies, review updates to the manual, and attend meetings as necessary.
• Provide input to management, and attend production/staff meetings.
• Infrequently, assist in resolving post-closing/funding problems.
• Attend loan closings when possible.

Benefits

• Medical, Dental and Vision.
• 401(K).
• Employee Stock Purchase Plan.
• Flex Spending Accounts.
• Life & Disability Insurance.
• Vacation, Sick, Personal Time and Company Holidays.
• Multiple Voluntary and Company provided Benefits.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: Bachelor's degree
• Number of Employees: 5,001-10,000 employees