Mortgage Loan Originator

Capital Bank Career • Rockville, MD

4d • Remote

About The Position

We are currently hiring experienced Mortgage Loan Originators (MLO) or Teams who proactively identify, develop and maintain a quality network of external relationships and COI's that serve as a source of referrals for new mortgage lending opportunities. The Mortgage Loan Originator performs a wide range of duties related to the origination of residential mortgage loans while providing excellent customer service and effectively managing the pipeline.

Requirements

• A minimum of 3 years’ work experience originating residential mortgages.
• Experience in originating loans for sale to FNMA, FHLMC, GNMA and/or CDA preferred.
• Experience using a mortgage loan management system is required; Encompass experience highly preferred.
• Strong interpersonal, communication and customer service skills.
• Proficient in Microsoft Office Suite including Word, Excel, PowerPoint, and Outlook.

Nice To Haves

• Experience in originating loans for sale to FNMA, FHLMC, GNMA and/or CDA preferred.
• Encompass experience highly preferred.

Responsibilities

• Market residential mortgage loan products to real estate agents, prospective homebuyers and/or builder sales representative.
• Spend 25% or more of the workday conducting marketing activities and closing business outside of the work-site (including home office).
• Originate loan applications ensuring correct pricing, fulfillment of investor guidelines, compliance with federal and state banking credit, and non-discrimination regulations.
• Assist the processor in securing needed documentation as required for loan approval.
• Constantly review investor guidelines, in order to remain current with agency (FNMA, FHLMC, GNMA, MHF) and individual investor guidelines.
• Maintain high levels of customer service while managing each applicant's and support staffs expectations.

Benefits

• Comprehensive benefits package including Medical, Dental, Vision, Company Paid Life Insurance, Disability Insurance, and more!
• Company Contributions to your 401k - Regardless of your contribution
• Employee Perks: Paid Parental Leave, Employee Recognition Program, Leadership Program, Tuition Reimbursement Program, Employee Bank Checking Account, and much more!
• Generous Paid Time Off and Paid Holidays – Including Paid Charity Hours to support volunteer opportunities

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed
• Number of Employees: 251-500 employees