Mortgage Loan Originator

Warsaw Federal Savings & Loan Association • Cincinnati, OH

27d

About The Position

The Mortgage Loan Originator originates first mortgage loans and home improvement loans for consumers.

Requirements

• Experience in mortgage lending is required.
• Experience with lending laws, regulations, and guidelines are required.
• Experience in customer service is required.
• Experience in commissioned sales is required.
• Experience in financial services or banking is preferred.
• Proficiency in MS Office [Outlook, Excel, Word] or similar software is required. Encompass, Cleartouch, OnBase, various government and investor software/web portals is preferred. CRM software is preferred.
• Education: High School Diploma or equivalent is required; Bachelor’s degree is preferred.
• Certification: NMLS is required.
• Years of experience: 3 to 5 years is required.

Nice To Haves

• Experience in financial services or banking is preferred.
• Proficiency in MS Office [Outlook, Excel, Word] or similar software is required. Encompass, Cleartouch, OnBase, various government and investor software/web portals is preferred. CRM software is preferred.
• Education: High School Diploma or equivalent is required; Bachelor’s degree is preferred.

Responsibilities

• Originates one-to-four family residential loans by talking with customers and by contacting realtors, builders, etc.; engages in sales efforts at the customer’s home or place of business and away from the bank’s place of business or any office maintained for loan production business purposes.
• Responds to customer/contact inquiries regarding the association's loan products and customer's applications.
• Keeps up-to-date on government regulations and the association's policies and procedures regarding lending; participates in quarterly compliance training on banking regulations for industry.
• Promotes the association's Community Reinvestment Act loan program to real estate agents in low-to-moderate income neighborhoods.
• Projects a positive image of the association and make sales contacts by participating in community activities, organizations, and business-related functions.
• Cross-sells and keeps up-to-date on the association's entire product line including both lending and savings products.
• Knows, understands and complies with current fair lending laws and bank policies and procedures; addresses same at all times.
• Manages service providers and vendors effectively; structures relationships with service providers in a strategic manner; sets expectations; develops performance metrics; measures vendor performance, provides feedback and holds accountable.
• Other duties as required.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED
• Number of Employees: 11-50 employees