Mortgage Loan Originator

Lake Michigan Credit Union • Portage, MI

1d • Hybrid

About The Position

LMCU is looking for a Mortgage Loan Originator who will be responsible for assisting members with their mortgage lending needs, analyzing loan requests and making credit decisions based on mortgage lending policies and procedures.

Requirements

• Three to five years of sales or related experience.
• Ability to maintain an active registration with the National Mortgage Licensing System (NMLS) is required.
• Excellent written and verbal communication skills.

Nice To Haves

• Prior experience working in the Mortgage industry is a plus.

Responsibilities

• Review and evaluate information on mortgage loan documents to determine if buyer, property, and loan conditions meet bank and regulatory standards.
• Assemble documents in loan file, including acceptance or denial, and return file to mortgage clerk.
• Establish terms and conditions of an approved loan and review with member.
• Market the Credit Union’s mortgage lending program to companies and individuals within the real estate community.
• Evaluate acceptability of loan on secondary mortgage markets.
• Cross sell other Credit Union services.
• Responsible for adhering to and complying with all applicable federal and state laws, regulations and guidance, adhering to Bank policies and procedures, and completing required training.
• Keeps informed of current trends in mortgage lending and market factors affecting mortgage lending.

Benefits

• Comprehensive Health & Wellness package including Medical (with prescription coverage), Dental, and vision
• Matching Health Savings Account Contributions, Dependent Care flexible spending account (FSA)
• Retirement options like 401 (k) with company match and pension.
• Tuition reimbursement

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed