Mortgage Loan Originator

Tyndall Federal Credit Union•Dothan, AL

3d•Hybrid

About The Position

Tyndall Federal Credit Union is an established Credit Union based in Panama City, Florida with branches across the Florida Panhandle and South Alabama. We offer our employees a family-orientated work environment with numerous exciting benefits and career growth. We are looking for the next member of our #TeamTyndall family! Our Mission:Tyndall Federal Credit Union is committed to making a meaningful difference in the lives of our members. We take pride in the great care we offer our members and employees alike!· Our Credit Union serves more than 114,000 members.· We believe in helping our members reach their financial goals and making dreams come true along the way!· We believe having a diverse workforce yields greater innovation, inclusion, and creativity.· Tyndall Federal Credit Union knows the importance of philanthropy in our communities. That’s why in addition to giving back through community service grants and sponsorship, we encourage our employees to volunteer in their community – and get paid while they’re doing it! Benefits:· Family First Leave- Providing 12 weeks of 100% paid bonding time to all Full Time Eligible employees. · We offer an excellent 401(k) plan with generous employer matching.· All employees receive paid 16 community volunteer hours.· Full Time (up to 40 hours per week) positions also offer paid bank holidays, paid time off, excellent health/vision/dental benefits and more! The Location: Tyndall Federal Credit Union is based in Panama City, Florida. This position will be hybrid at our Dothan branch! Why Should You Apply?Tyndall Federal Credit Union offers an exceptional employee experience that includes comprehensive benefits, a culture of appreciation, flexibility, a family-oriented atmosphere, and rewarding work. Role: Creates mortgage loan opportunities and generates mortgage loans for current and prospective members while fulfilling their mortgage lending needs and building relationships with all parties involved in the process.

Requirements

Three years to five years of similar or related experience.
(1) A two-year college degree, or (2) completion of a specialized certification or licensing, or (3) completion of specialized training courses conducted by vendors, or (4) job-specific skills acquired through an apprenticeship program.
Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation.
Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication.
In-depth knowledge of the secondary market and experience with first and second mortgage residential real estate lending.
Ability to type, use computer and general office equipment including 10-key calculator.
Requires basic to intermediate knowledge of Microsoft Windows, Word, Outlook and Excel and ability to navigate the Internet.
Strong analytical and decision making skills.
While performing the duties of this job, the employee is regularly required to use hands, and is required to talk and hear.
The employee is frequently required to stand, sit, and walk occasionally for long periods at a time.
The employee may occasionally be required to reach with hands and arms and move objects up to 20 pounds.
Specific vision abilities required by this job include close vision, peripheral vision, and ability to adjust focus.
In addition, abilities for assessing the accuracy, neatness and thoroughness of the work assigned is required.
Must pass registration based on the SAFE Act requirements or already be registered.

Responsibilities

Reviews and evaluates information on mortgage loan documents to determine if borrower, property, and loan conditions meet credit union and government standards.
Matches appropriate loan product with borrower's needs.
Establishes required terms and conditions of an approved loan and reviews with borrower.
Generates mortgage loan business through relationships developed from realtor calls and business development activities.
Develops trust through communication and member service while selling the credit union’s mortgage lending programs to companies and individuals within the real estate community.
Cross-sell other credit union products and services.
Assembles and organizes documents in loan file, ensuring completeness and accuracy in loan software and mortgage file.
Distributes file to designated clerk or destination.
Maintains a record of accurate loan information and status.
As needed, may perform processing duties for mortgage loan applications of other originators.
Remains informed of current trends and market factors affecting mortgage lending.
Ensure compliance with all regulatory programs including but not limited to the Bank Secrecy Act, Office of Foreign Asset Control Program and Customer Identification Program.
Assist other department personnel and performs other duties as assigned.
Remote employees must adhere to their agreed-upon work schedule from a secure location, participating in virtual meetings, video conferences/other communications, and maintaining regular, responsive communication during working hours.

Benefits

Family First Leave- Providing 12 weeks of 100% paid bonding time to all Full Time Eligible employees.
We offer an excellent 401(k) plan with generous employer matching.
All employees receive paid 16 community volunteer hours.
Full Time (up to 40 hours per week) positions also offer paid bank holidays, paid time off, excellent health/vision/dental benefits and more!

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