Mortgage Loan Originator - Opportunity Resource Fund
About The Position
Opportunity Resource Fund seeks an experienced, empathetic, and highly motivated individual to fill this new role on our team. The ideal candidate has experience with new loan volumes of $12 million annually, community lending, and seeks to use these experiences to benefit the communities OppFund serves. This is not your typical high-volume, 80 hour per week mortgage lender role - OppFund's values align with serving others and helping them with a path to home ownership while allowing our team to have a meaningful work-life balance. Opportunity Resource Fund is a non-profit organization dedicated to providing loans to create equitable, economic, and sustainable opportunities throughout Michigan – one person, one job, one home at a time. We envision homes providing shelter for generations of families; successful small businesses creating jobs; and vibrant community facilities. The Mortgage Loan Originator supports Opportunity Resource Fund's mission by originating all single-family mortgages. The Mortgage Loan Originator is responsible for understanding borrowers' loan needs and loan options available to them. The Mortgage Loan Originator ensures compliance with all state and federal guidelines and requirements in all mortgage loan activities.
Requirements
- High school diploma or equivalent required. College degree or coursework in Business Administration, Management, Finance, Economics, or a related field is preferred .
- Must be a licensed MLO in Michigan and maintain licensing throughout the course of employment.
- Minimum of 3-5 years of previous experience working with single-family mortgages utilizing Fannie Mae, HUD, FHA, and MSHDA loans is required.
- Demonstrates a high level of accuracy, is detail oriented, thorough, inquisitive, confident, organized, and results driven.
- Compassionately and ethically serves a diverse population.
- Technologically savvy with advanced computer skills, including proficiency in all Microsoft Office applications (Word, Excel, SharePoint, Teams), database programs, Internet, and various cloud-based systems.
- Strong financial acumen and mathematical skills.
- Must have valid driver license and reliable transportation to travel to locations throughout the region.
- Must pass a comprehensive Background Check.
Nice To Haves
- Previous experience working with non-profit organizations is preferred.
Responsibilities
- originating all single-family mortgages
- understanding borrowers' loan needs and loan options available to them
- ensuring compliance with all state and federal guidelines and requirements in all mortgage loan activities
Benefits
- Company-paid training
- excellent health/dental/vision benefits
- 403(b) with match
- company paid life/STD/LTD
- Work/life balance with paid time off and generous paid holiday schedule
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
High school or GED
