Mortgage Loan Originator - Consumer Direct

Republic Bank•Louisville, KY

58d

About The Position

Republic Bank believes in the development and advancement of our associates. We offer the opportunity to learn all aspects of the company to prepare for future advancement. Come join our team for a career, not just a job!“ Grade 99 About Republic Bank Republic Bank’s values are built upon making an IMPACT for our clients, our associates and the communities we serve. (IMPACT stands for Innovate for the Future, Make it Easy, Provide Exceptional Service, Acknowledge & Celebrate Success, Commit to Caring and Thrive Together) The associates of Republic Bank are the key to our success as an organization and we value our associates. It’s one of the reasons we’ve been named as one of the Best Places to Work in Kentucky for ten years! For more information about the company, please visit www.republicbank.com [http://www.republicbank.com]. POSITION PURPOSE AND OBJECTIVES The Mortgage Loan Originator performs a wide range of duties related to the origination of residential 1st and 2nd mortgages. This position is expected to meet standards, objectives, and goals set forth by management for originating loans and cross-selling products and services of the Bank. Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.

Requirements

Minimum of 1+ year’s mortgage sales experience preferred.
Demonstrated high level working knowledge of residential conventional/government mortgage processing, underwriting, and closing guidelines.
Experience and previous success in a telesales/call center/lead generation environment is preferred.
Demonstrated proficiency in Microsoft Office programs, Word. Excel, PowerPoint, and Outlook.
NMLS registration required
Excellent verbal and written communications skills.
Must be self-motivated and work well in a team environment.
Strong email execution and delivery skills.
Desire to excel in a competitive environment.
Excellent organizational skills.
Requires a high energy level and strong sense of urgency.
Must be able to multitask constantly.
Travel between Republic Banking facilities may be required including occasional out of town travel.
Flexible work schedule may include some evenings, weekends and/or overtime.
Stay abreast of new developments, best practices, and statutory and regulatory changes.

Responsibilities

Generate funded residential loan volume by offering Republic Bank lending products by making outbound calls, accepting inbound calls, and communicating electronically with potential clients.
Maintain knowledge of available loan products, processing procedures and underwriting guidelines. Collect appropriate documentation from applicants in time frames established by management.
Deliver exceptional levels of customer service and communicate with both applicants and internal support staff with timely updates and progress reports.
Maintain all prospect, client, and referral partner information in Republic Bank’s CRM software.
Manage a pipeline for all originated loans to the closing.
Effectively communicate with team regarding client files.
Partner with assigned Mortgage Loan Originators (if applicable) to increase prospecting and follow up conversion rates.
Execute effective marketing plans to meet or exceed mortgage production goals.
Attend and participate in all mortgage lender meetings and training as required by management.
Learn the credit culture of Republic Bank in order to present appropriate credits for approval.
Maintain a working knowledge of compliance requirements affecting your position and area of responsibilities and actively learn new regulations and assist in the implementation, if required.
Model and foster behaviors that support the Bank’s values and corporate culture creating an atmosphere of trust, cooperation, accountability, and dedication to the organization.
Willingly perform all other duties and projects as assigned.