Mortgage Loan Originator - Spillway, Brandon, MS

BankPlus • Brandon, MS

9d

About The Position

At BankPlus, we strive to add value for our employees, customers and shareholders. We are a high-performing TEAM committed to fulfilling promises, building lasting relationships, and making dreams come true. All current employees must have a performance rating of Outstanding or High-Performing to be eligible to post for a position. General Position Scope: A Loan Originator proactively solicits residential mortgage business through established quality origination practices in order to meet production goals. Continually identifying, developing, and maintaining a comprehensive network of business relationships that serve as a recurring source of referrals for new mortgage lending opportunities.

Requirements

• Bachelor’s Degree preferred
• Two years minimum mortgage loan origination experience
• Proficient in Microsoft Office Suite, to include Excel, Word, and Outlook
• Excellent clerical and organizational skills, detail oriented
• Excellent verbal and written communication skills and strong organization and time-management skills
• Extensive reading
• Work outside of regular business hours, as deemed necessary
• Ability to handle multiple tasks and work effectively in a high-pressured environment

Responsibilities

• Demonstrate effective and compliant origination standards by maintaining a thorough knowledge of lending programs, policies, procedures and regulatory requirements.
• Meet high originator customer service expectations with timely and informative responses to inquiries and referrals from contact sources or other BankPlus business channels
• Conduct interviews and assist prospective borrowers to navigate the online application site.
• Gather complete loan application information in order to analyze financial and credit data, determine customer financing objectives and lock interest rate, as applicable.
• Advise customers of product/pricing policies and guidelines.
• Throughout the loan process, request needed borrower documentation and/or information and track to ensure it is obtained.
• Monitor assigned originator dashboard to ensure projected production goals and loan activity deadlines and timelines are met.
• Regularly seek to establish additional business referral sources and new mortgage lending opportunities within lending area.
• Keep active loan application pipeline up-to-date within Encompass.
• Support a high performing culture through practicing teamwork and communicating with other team members timely and effectively.
• Track the progress of loans and coordinate with the operations team and outside sources to expedite each loan through the workflow process from application through loan servicing.
• Keep customers and realtors updated as the loan transitions through the various milestones.
• Develop strong referral relationships throughout BankPlus.
• Communicate with the appropriate personnel on loans involving bank secondary or secured financing to ensure all documentation is provided when needed.
• Participate in the bank’s High-Performance Rewards Connections program.
• Make referrals to the Mortgage Center and Wealth Management.
• Maintain a thorough knowledge of Bank products, services, policies, procedures, and appropriate regulatory issues as related to daily job functions including but not limited to: Bank Secrecy Act; Privacy Act; Fair Lending Act; Regulation E, etc.
• Complete required compliance training and adhere to the Bank’s standard of conduct.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Number of Employees: 501-1,000 employees