Mortgage Loan Originator

FORT FINANCIAL CREDIT UNION•Fort Wayne, IN

About The Position

Fort Financial Credit Union fosters a positive culture that prioritizes the well-being and development of its employees. Being a community-focused organization, we believe that investing in employees not only enhances individual health and potential, but it also contributes to the overall success of our organization and community. Our mission as a credit union is to build financial relationships with our members and be their trusted financial advisors. As a Mortgage Loan Originator, you will play a critical role in assessing members' mortgage loan needs, guiding them through the process, and delivering personalized service from application through closing. You will work closely with mortgage underwriters and processors to ensure regulatory compliance. The ideal candidate is results-driven, relationship-oriented, and committed to helping members achieve homeownership by delivering tailored mortgage solutions and a high level of service.

Requirements

Strong customer service and relationship-building skills.
Knowledge of mortgage products and lending regulations.
Ability to communicate effectively, possess strong interpersonal skills, and solve problems with sound reasoning.
Sales and business development abilities.
Possess team collaboration, problem solving, decision making, and strong attention to detail skills.
1-3 years of experience with mortgage loans or a related role within a financial institution.
Associates degree or achievement of formal certifications/licenses recognized in the industry as equivalent.

Responsibilities

Build and sustain productive relationships with internal partners and external contacts such as realtors, brokers, builders, and other centers of influence.
Provide guidance and answer questions for prospective loan applicants.
Generate new business by actively networking and cultivating referral sources.
Determine the loan options that best align with each applicant’s financial needs and goals.
Provide regular loan status updates to borrowers and other participants in the loan process.
Produce accurate and complete loan packages for member signatures, including all required applications and disclosures.
Collaborate with processors, underwriters, and closers to facilitate accurate, timely loan submissions.
Generate loan estimates in compliance with federally required timelines.
Keep up to date with all program guidelines and changes for each product provided by the credit union, investors, and PMI companies.
Maintain education requirements as set forth by the SAFE Act and/or other applicable regulations, continuing education as required and NMLS licensing requirements.