Mortgage Loan Originator

Clayton • Greer, SC

1d • Onsite

About The Position

At Silverton Mortgage, our team members recognize that home loans are as unique as the people who seek them and work closely with borrowers to find the right program to fit their specific needs. We are guided by the strong belief that communication is key, which is why we take pride in helping home buyers through the entire loan process, from application to closing, managing all aspects in-house. We take pride in giving back to the community which is why we started the Silverton Foundation with the mission to provide a mortgage and rent assistance program to help reduce financial and emotional burdens, allowing parents to focus on their child’s health. Our goal is that when their child is ready to return after the crisis, their home and loved ones are waiting. Silverton Mortgage is a people first organization that was voted a top place to work by the Atlanta Journal and Constitution and the Financial Services Industry. Silverton Mortgage is committed to creating an inclusive workplace and is an equal opportunity employer. At Silverton Mortgage, our success is always a team effort. We credit our years of growth and success to the trust of our clients and the hard work of the talented individuals on our team. We exist to give our customers the best mortgage loans, ensure our team members have the best place to work, and to share our success by giving back to our communities.

Requirements

• Meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS.
• Minimum of 2 years of residential mortgage origination
• Documented residential mortgage loan volume in the past 12 months
• Established relationships with local referral networks
• Ability to communicate clearly, effectively using both verbal and written communication, across a variety of audiences
• Strong computer skills, experience utilizing laptop technology and loan originator software
• Excellent time management skills

Responsibilities

• The Mortgage Loan Originator (MLO) reports to a direct Branch Manager and is responsible for originating residential mortgage loans that meet Silverton’s guidelines.
• Mortgage Loan Officers are responsible for abiding by and remaining in compliance with all Federal and State laws governing the mortgage industry, as well as any additional applicable laws in the states in which Silverton is currently licensed.
• Maintain active Mortgage Loan Originator licensure and keep current information in the National Mortgage Licensing System.
• Abide by Silverton’s company-specific compliance policies, including but not limited to Silverton’s Anti-Money Laundering policies, Safeguard Governance, Regulation Z, Red Flag, RESPA and other policies.
• Meet production guidelines as established by the Branch Manager.
• Originating the file, quote, making application, disclosing within RESPA, Reg Z and Fair Credit and Reporting guidelines and requesting all required documentation from the client.
• Communicate the loan process to your borrowers, fully describing the borrower’s responsibilities during the loan application and loan term.
• Verify information provided by your borrower, completing the application review and preparing the file for submission to underwriting, meeting all conditions.
• Submitting files into processing.
• Self-managing your time and structuring work hours when companies are open and consumers are available to ensure that you are available to your customers as well as to Silverton’s support staff.
• Generating your own leads.

Benefits

• Voted a top place to work by the Atlanta Journal and Constitution and the Financial Services Industry
• Extensive product lines
• In-house loan process
• Competitive pay and benefits
• 401k match
• 10 holidays
• PTO
• Volunteer Time Off
• Weekly Sales Training
• Product Training Lunch n’ Learns
• President’s Club (all-inclusive, all-expenses paid trip for you and your plus-one for top performers)
• National Sales Calls and Rallies (personal and professional growth, learn from peers, sales, operations, and executive leadership)
• Annual In-Person & Online 8-hour Licensing CE (customized Silverton point-of-view and application)
• CRM (Automated marketing campaigns, SMS, and webphone tools included)
• Social Media (Silverton-provided marketing materials and training, 1-1 support available)

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed