Mortgage Loan Originator

Cadence Bank • Lake Charles, LA

287d

About The Position

Under general supervision, the mortgage loan officer is responsible for originating new mortgage loan business for the bank by working with Realtors, Builders, past clients, and other referral partners.

Requirements

• Thorough understanding of all loan programs and closing costs.
• Good understanding of FHA, VA and conventional underwriting guidelines for all loan investors.
• Ability to meet strict time deadlines and work independently under pressure.
• Detail-oriented and able to follow set guidelines.
• Ability to sell oneself to potential customers and referral partners.
• Excellent written and verbal communication skills.
• Regular and reliable attendance.
• Ability to work cooperatively with others.
• S.A.F.E. registration at the time of employment.

Nice To Haves

• Experience in mortgage loan origination.
• Familiarity with the Nationwide Mortgage Licensing System (NMLS).
• Passion for the role and willingness to learn.

Responsibilities

• Solicit business from potential and existing customers (outside and inside business location).
• Interview loan applicants and process loan applications for both purchase and refinance transactions.
• Counsel borrowers about various loan programs and help them to select the program that best fits their financial goals and needs.
• Assist the loan processor in gathering the necessary documents from the customer to prepare for underwriting.
• Work closely with the processor and underwriter to address any underwriting issues and get closed.
• Manage a large pipeline of loans including meeting closing deadlines, submitting loans to compliance, and ensuring their pipeline meets the bank's requirements.
• Provide and maintain a professional, business-like atmosphere within the organization.
• Represent the financial institution in public relations activities and community affairs.

What This Job Offers

• Industry: Credit Intermediation and Related Activities