Mortgage Loan Originator

Trustmark National Bank • Tuscaloosa, AL

426d • $42,000 - $110,000 • Onsite

About The Position

The Mortgage Loan Originator at Trustmark National Bank is responsible for providing comprehensive mortgage loan information to customers, processing mortgage requests, and ensuring compliance with regulations. This role involves determining suitable loan products, marketing to potential clients, and maintaining relationships with realtors and community organizations.

Requirements

• Minimum of 2 years' experience originating agency eligible mortgage loans or equivalent experience in underwriting or processing of agency eligible mortgage loan products.
• Eligible for NMLS certification.
• Thorough knowledge of government and conventional mortgage loan guidelines and requirements.
• Extensive knowledge of the qualifying variables between mortgage loan products.
• Ability to analyze all documentation to determine accuracy and acceptability for agency and portfolio requirements.
• Knowledge of appraisal standards and acceptability.
• Ability to produce tax return analysis as required by conforming loan guidelines.
• Must know how to fully disclose and handle all applications according to compliance regulations.
• Ability to work and identify with a varied group of borrowers, housing-related entities, and other community-based organizations.
• Working knowledge of financial compliance and regulatory requirements.
• Computer skills.
• Interpersonal skills.
• Sales skills.
• Communication skills.
• Analytical skills.
• Junior college/Two-year college training preferred.

Responsibilities

• Determine the best loan product for customers.
• Devise marketing plans to seek referrals from agents and builders.
• Provide guidance for loan inquiries related to pricing, product information, documentation requirements, payments, closing costs, and qualifying requirements.
• Complete applications and gather documents as needed to meet the parameters of the loan type, i.e., FHA, VA, Conventional, portfolio, etc.
• Develop referrals from internal and external sources. Maintain relationships with realtors by providing superior service.
• Originate and promote Trustmark's Community Lending Loans and Products.
• Coordinate and assist the mortgage department in the origination and servicing of Community lending products and services.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Credit Intermediation and Related Activities
• Education Level: Associate degree