About the position
At Silverton Mortgage, we recognize that home loans are as diverse as the people who seek them. We are guided by the strong belief that communication is key, which is why we take pride in helping home buyers through the entire loan process, from application to closing, managing all aspects in-house. We take pride in giving back to the community which is why we started the Silverton Foundation with the mission to provide a mortgage and rent assistance program to help reduce financial and emotional burdens, allowing parents to focus on their child's health. Our goal is that when their child is ready to return after the crisis, their home and loved ones are waiting. Earned 2022 & 2024 Top Workplaces Culture Excellence recognition for Innovation, Work-Life Flexibility, and Compensation & Benefits issued by Energage and USA Today. Recognized in Atlanta Business Chronicle for multiple years as one of the Best Places to Work, and as a Top Workplace in both the Atlanta Journal-Constitution and Charlotte Observer. Acquired by Vanderbilt Mortgage and Finance (Clayton Homes) in 2018.
Responsibilities
- Originating residential mortgage loans that meet Silverton's guidelines.
- Maintaining active Mortgage Loan Originator licensure and keeping current information in the National Mortgage Licensing System.
- Abiding by Silverton's company-specific compliance policies, including Anti-Money Laundering policies, Safeguard Governance, Regulation Z, Red Flag, RESPA and other policies.
- Meeting production guidelines as established by the Branch Manager.
- Originating the file, quoting, making application, disclosing within RESPA, Reg Z and Fair Credit and Reporting guidelines and requesting all required documentation from the client.
- Communicating the loan process to borrowers, fully describing their responsibilities during the loan application and loan term.
- Verifying information provided by borrowers, completing the application review and preparing the file for submission to underwriting, meeting all conditions.
- Submitting files into processing.
- Self-managing time and structuring work hours to ensure availability to customers and Silverton's support staff.
- Generating own leads based on referrals from existing customers and contacts.
Requirements
- Meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including successful completion of the required background checks and obtaining a Unique Identifier from the NMLS.
- Preferred minimum of 2 years of residential mortgage origination experience.
- Documented residential mortgage loan volume in the past 12 months.
- Established relationships with local referral networks.
- Ability to communicate clearly and effectively using both verbal and written communication across a variety of audiences.
- Strong computer skills, experience utilizing laptop technology and loan originator software.
- Excellent time management skills.
Benefits
- Competitive pay and benefits.
- 401k match.
- 10 holidays.
- PTO.
- Volunteer Time Off.
