Mortgage Loan Officer

Ent Credit Union•Longmont, CO

5h•$66,000 - $66,000•Onsite

About The Position

Ent Credit Union and Wings Credit Union have merged, creating expanded opportunities and resources. This Mortgage Loan Officer (MLO) position in Longmont is crucial for establishing and growing a new service center, building relationships, and driving expansion across Longmont and Boulder County. The primary purpose of this role is to assist Ent's members and potential members in identifying and securing appropriate mortgage loans to achieve their financial goals, including home ownership. This involves responding to inquiries, collecting and analyzing financial information, assessing financing circumstances, and determining the best mortgage products. The MLO will also review competing offers from other lenders and understand the features of various loan products.

Requirements

High School Diploma/G.E.D. or equivalent.
1+ years' of mortgage industry origination or Mortgage sales experience.
NMLS Registration in good standing.
Driver's license with acceptable driving record.
Detailed understanding of FNMA, CHFA, FHA, and VA products and underwriting requirements.
Understanding of Non-profit down payment programs available to members.
Desktop Underwriter (DU) knowledge.
Strong technical experience to include; PC's, excel, database software and web knowledge.
Strong external sales and networking skills.
Excellent communication skills.

Nice To Haves

5+ years' of mortgage experience with 2+ years in mortgage sales origination.

Responsibilities

External Realtor/Business development contacts, events, shows, seminars, education, committees.
Take applications and review initial findings & decision.
Analyze asset, income and DU required data independently.
Collect data and appraisal fees.
Continuing education.
Refer to other Ent departments (EIS/CRE/Etc).
Remains cognizant of and adheres to Wings policies and procedures, and regulations pertaining to the Bank Secrecy Act.