Mortgage Loan Officer - Lubbock

FIRST UNITED BANK•Lubbock, TX

About The Position

A community bank founded on the core principles that embody "The Spirit of West Texas." Spirit Mortgage is a full service mortgage team focusing on the overall customer experience. THE ROLE YOU WILL PLAY: Responsible for the origination of Conventional, FHA, VA and USDA mortgage loans, the sales and promotion of Spirit Mortgage, and the development and expansion of the First United Bank brand in West Texas communities. Establish and maintain client referral relationships with realtors, builders and developers. Make regular sales calls on potential or existing customers to develop new business or retain existing business. Responsible for the overall customer interaction and communication with all parties involved on each loan from application to closing. Keep informed of trends and developments in the local real estate market and the competitive environment as well as the ever-changing rules and regulations pertaining to the mortgage industry. Participates in job specific training, various bank training programs, and complies with BSA, AML and all bank policies and procedures as required.

Requirements

2+ years of mortgage lending experience
Excellent customer service skills
Attentive and able to retain information
Strong organizational, interpersonal, communication (both oral and written), analytical and problem-solving skills
Proficient in mortgage software applications such as origination software, DU/LPA, and other vendor software
Proficient in Microsoft applications
Self-starter and able to work independently

Nice To Haves

Bachelor's degree in Business, Finance, Economics or related field (Preferred)

Responsibilities

Responsible for the origination of Conventional, FHA, VA and USDA mortgage loans
Sales and promotion of Spirit Mortgage
Development and expansion of the First United Bank brand in West Texas communities
Establish and maintain client referral relationships with realtors, builders and developers
Make regular sales calls on potential or existing customers to develop new business or retain existing business
Responsible for the overall customer interaction and communication with all parties involved on each loan from application to closing
Keep informed of trends and developments in the local real estate market and the competitive environment as well as the ever-changing rules and regulations pertaining to the mortgage industry
Participates in job specific training, various bank training programs, and complies with BSA, AML and all bank policies and procedures as required.