Mortgage Loan Officer - Greenville, SC

Huntington National BankGreenville, SC
11dHybrid

About The Position

The Mortgage Loan Officer develops profitable and quality residential mortgages by building personal relationships with community members and clients. Evaluates and assesses credit potential with prospective customers. Analyzes customer personal financial information to determine which products meet their needs and to provide recommendations regarding products to customers. Advises and counsels the customer to the advantages and disadvantages of differing financial products. Advises customers on the completion of loan applications and provides excellent customer service throughout the loan approval and closing process. Keeps up to date on lending policies/regulations pricing and product information. Cross sells customers. NOTE: This position is considered to be a Mortgage Loan Originator under the SAFE Act and Loan Originator under the Truth in Lending Act. Registration and additional qualifications required.

Requirements

  • High school diploma or GED
  • One or more years of mortgage loan origination experience, preferably at a bank
  • NMLS license

Nice To Haves

  • Pipeline and book of business
  • Bachelor's degree preferred
  • Knowledge of mortgage loan products (conventional, FHA/VA, construction lending and portfolio programs)
  • Knowledge of mortgage procedures, documentation, and underwriting guidelines
  • Demonstrated ability to identify opportunities to cross-sell financial products and services
  • Effective written and verbal communication skills
  • Strong organizational skills
  • Ability to multi-task
  • PC - Internet skill

Responsibilities

  • Develops new and expands internal and external referral sources to grow mortgage business
  • Using consultative selling techniques, advises clients on mortgage loan options and other financial products.
  • Provides excellent customer service from approval through closing, working closely with loan origination sources to secure and verify all information required for underwriting.
  • Responsible for maintaining client relationships.
  • Advises customers on the completion of loan applications.
  • Performs other duties as assigned.
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